Lafayette County property record for 604 Troon Rd, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,705 sqft · built 2000 |
| Lot Size | 0.831 acres (36,215 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,822 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 134L-19-064.00 |
| Primary APN | 134L-19-064.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,705 sqft Living Area |
| 1st Floor Area | 2,209 sqft |
| 2nd Floor Area | 870 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 36,215 sqft (0.831 acres) |
| Lot Dimensions | 224 ft deep x 161 ft wide |
| Pool Area | 640 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20514 |
|---|---|
| Street Address | 604 TROON RD |
| City | OXFORD |
| State | MS |
| Zip | 38655-3571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 TATUM S/D PHASE II PREV APN: 087J-19-003-U |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 19 |
| Legal Subdivision | TATUM SD |
| Legal Phase | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950304 |
604 Troon Rd is owned and occupied by two individuals who acquired it in March 2024.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 TROON RD, OXFORD, MS 38655-3571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 15, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 |
| Deed Sale | Mar 1, 2024 |
| Prior Sale | Nov 15, 2022 |
| Deed Document Number | 20241614 |
| Prior Transfer Date | Nov 16, 2012 |
| Prior Transfer Doc | 0000010746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 604 TROON RD, OXFORD, MS 38655-3571 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 604 TROON RD, OXFORD, MS 38655-3571 |
| Document Number | 0020237104 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-7104 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 15, 2022 |
| Property Address | 604 TROON RD, OXFORD, MS 38655-3571 |
| Document Number | 0202210620 |
| Map Reference | CAB B SL 8 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022-10620 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4108 GWYNNE RD, MEMPHIS, TN 38117-3004 |
| Name | Verified Name |
|---|---|
| Address | 604 TROON RD, OXFORD, MS 38655-3571 |
The 2025 property tax bill for 604 Troon Rd was $15,822 with a senior citizen's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,822.00 Senior Citizen's exemption | $129,110 | $1,291,100 Land $180,000 Building $1,111,100 |
| 2023 | $12,776.00 Homeowner's exemption | $100,507 | $1,005,070 Land $180,000 Building $825,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Troon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Troon Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
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