604 Towhee Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 604 Towhee Ln, Chesapeake, VA 23323

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,496 sqft · built 2012
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2019)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Jul 2023 Refinance Nov 2021 Refinance + 1 more
APN	`0442002001550`

Property Details

APN / Parcel Number

Primary APN	`0442002001550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft
Upper Floors Area	748 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	109 ft deep x 22 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 TOWHEE LN
City	CHESAPEAKE
State	VA
Zip	23323-2327
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	155 CULPEPPER LANDING PHASE 2-MX-A SECTION 1
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3038
Census Tract	21301

Owner

604 Towhee Ln, a townhouse, is owned and occupied by an individual who bought it in May 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	604 TOWHEE LN, CHESAPEAKE, VA 23323-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NATIONAL ASSOCIATION
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	201912969
Deed Book / Page	10016 / 1853
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	604 TOWHEE LN, CHESAPEAKE, VA 23323-2327
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010678/241
Date	Jul 12, 2023
Book Page	10678/241
Instrument	230014582

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	480 Months
Due	Jul 10, 2063

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	604 TOWHEE LN, CHESAPEAKE, VA 23323-2327
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10476/707
Date	Nov 8, 2021
Book Page	10476/707
Instrument	210050220

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 31, 2019
Property Address	604 TOWHEE LN, CHESAPEAKE, VA 23323-2327
Document Number	10016/1853
Book / Page	10016 / 1853
Instrument Date	May 29, 2019
Instrument	190012969
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 TOWHEE LN, CHESAPEAKE, VA 23323-2327

Mortgage

Document Number	190012970
Date	May 31, 2019
Instrument	190012970

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Towhee Ln was $3,275.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,800 (+10.02%) Land $150,000 Building $206,800	$356,800 (+10.02%) Land $150,000 Building $206,800
2025	$3,275.00	$324,300 Land $130,000 Building $194,300	$324,300 Land $130,000 Building $194,300
2023		$298,200 (+6.73%) Land $100,000 Building $198,200	$298,200 (+6.73%) Land $100,000 Building $198,200
2022		$279,400 Land $90,000 Building $189,400	$279,400 Land $90,000 Building $189,400
2019	$2,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 604 Towhee Ln; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Towhee Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Towhee Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures