St. Clair County property record for 604 Thoreau Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,710 sqft · built 2005 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,500 (Apr 2006) |
| Tax Bill | $11,840 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| APN | 03-14-0-201-006 |
| Primary APN | 03-14-0-201-006 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| Upper Floors Area | 18 sqft |
| Basement Area | 1,310 sqft |
| Finished Basement | 1,048 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|
| Street Address | 604 THOREAU DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR CREEK PHASE 3 LOT 156 A01973692 |
| Legal Subdivision | WINDSOR CREEK |
| Legal Phase | 3 |
| Legal Block | 201 |
| Legal Lot Number | 156 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 503404 |
604 Thoreau Dr is owned and occupied by two individuals who bought it in April 2006.
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 THOREAU DR, O FALLON, IL 62269-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2006 · Amount on File |
| Deed Sale | Apr 24, 2006 · Amount on File |
| Deed Document Number | 20061973692 |
| Deed Book / Page | 4322 / 1869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 604 THOREAU DR, O FALLON, IL 62269-6978 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | A02693324 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | A02693324 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Rate | 2.5% |
|---|
The 2025 property tax bill for 604 Thoreau Dr was $11,840.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,840.00 | $167,930 Land $37,443 Building $130,487 | $503,790 Land $112,329 Building $391,461 |
| 2022 | $124,432 Land $29,489 Building $94,943 | $373,296 Land $88,467 Building $284,829 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 604 Thoreau Dr; there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Thoreau Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
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