Chester County property record for 604 Thomas Rd, Downingtown, PA 19335
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,313 sqft · built 1958 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Dec 2015) |
| Tax Bill | $667 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4-1 |
| Primary APN | 41-4-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,313 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 95,832 sqft |
| Terrain | Below Road/Slope |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 THOMAS RD |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-3394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.2 AC & DWG LOT 90 |
| Legal Subdivision | COLEBROOK FARMS |
| Legal Lot Number | 90 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 THOMAS RD, DOWNINGTOWN, PA 19335-3394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Jul 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PSE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on Record |
| Deed Sale | Dec 30, 2015 · Amount on Record |
| Prior Sale | Oct 13, 1997 · Amount on Record |
| Deed Document Number | 201511450771 |
| Deed Book / Page | 9241 / 1344 |
| Last Transfer Date | Jul 13, 2020 |
| Transfer Doc | 0102152093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 604 THOMAS RD, DOWNINGTOWN, PA 19335-3394 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0111012332 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 11101/2332 |
| Instrument | 11990624 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 20, 2020 |
| Property Address | 604 THOMAS RD, DOWNINGTOWN, PA 19335-3394 |
| Document Number | 0102152093 |
| Book / Page | 10215 / 2093 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 11747101 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 604 THOMAS RD, DOWNINGTOWN, PA 19335-3394 |
| Document Number | 0011747102 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 11747102 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 604 THOMAS RD, DOWNINGTOWN, PA 19335-3394 |
| Document Number | 0100972144 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 THOMAS RD DOWNINGTOWN PA 193353394, DOWNINGTOWN, PA 19335-3394 |
| Document Number | 0100972144 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 010097/002144 |
| Instrument | 11715855 |
| Name | PSE CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 5, 2025 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667.00 (-89.47%) | $218,560 (-) Land $59,050 Building $159,510 | $218,560 (-) Land $59,050 Building $159,510 |
| 2025 | $218,560 (-) Land $59,050 Building $159,510 | $218,560 (-) Land $59,050 Building $159,510 | |
| 2024 | $6,335.00 | $218,560 Land $59,050 Building $159,510 | |
| 1998 | $218,560 Land $59,050 Building $159,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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