604 Terrace Dr, Aurora, MO 65605 Property Records

Lawrence County property record for 604 Terrace Dr, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1967
Lot Size	0.472 acres (20,580 sqft)
Owner	2 Individual Names on File
Last Sale	$113,050 (Mar 2026)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`196014001002003000`

Property Details

APN / Parcel Number

Primary APN	`196014001002003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	20,580 sqft (0.472 acres)
Lot Dimensions	140 ft deep x 147 ft wide
Deck Area	336 sqft
Utility Building	60 sqft

Location & Zoning

Street Address	604 TERRACE DR
City	AURORA
State	MO
Zip	65605-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N59' OF L 20 & S98' OF LT 21 BISBY S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	14
Legal Subdivision	BISBY SUBDIVISION
Legal Lot Number	21
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	470601

Owner

604 Terrace Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 TERRACE DR, AURORA, MO 65605-1960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF BILLINGS
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit OZARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Mar 22, 2010
Deed Document Number	20261114
Deed Book / Page	2026 / 1114
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	604 TERRACE DR, AURORA, MO 65605-1960
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 TERRACE DR, AURORA, MO 65605-1960

Mortgage

Document Number	02026/1115
Date	Mar 3, 2026
Book Page	2026/1115
Instrument	2026001115

Lender

Name	BANK OF BILLINGS
Type	Bank
Address	BILLINGS, MO 65610

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 27, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	604 TERRACE DR, AURORA, MO 65605-1960
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 FOX SQUIRREL RD, GALENA, MO 65656-5527

Mortgage

Document Number	00457/1059
Date	Feb 24, 2021
Book Page	457/1059
Instrument	2021-00001062

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 604 Terrace Dr was $1,583, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,620 (-) Land $3,270 Building $28,350
2025	$1,583.00 (+0.06%)	$31,620 Land $3,270 Building $28,350	$151,737
2024	$1,582.00 (+9.41%)
2023	$1,446.00 (+7.03%)	$28,830 Land $3,270 Building $25,560	$151,737
2022	$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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