St. Charles County property record for 604 Sunward Dr, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,943 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $337,354 (2026) |
| Tax Bill | $3,382.00 (2024) |
| Primary APN | A902000598 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,943 sqft Living Area |
| Gross Area | 2,964 sqft Gross Area |
| 1st Floor | 1,243 sqft 1st Floor |
| Basement Area | 1,081 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Unfinished Basement | 381 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 640 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 364 sqft Patio |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A902000598 |
|---|---|
| Street Address | 604 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6936 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #6 LOT 368 |
| Legal Subdivision | BAYFIELD #6 |
| Legal Lot Number | 368 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WELDON SPRING |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 311732 |
Source: St. Charles County records · APN A902000598
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 28, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 10, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 17, 2023 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage JLB CORP |
| Jun 14, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2023 · Amount on Record |
| Deed Doc Number | 202613441 |
| Prior Transfer Date | Mar 27, 2003 |
| Prior Transfer Doc | 0034000627 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Investor | Possibly a Property Investor |
| Document Number | 0000090149 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021R-090149 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006464 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023R-006464 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000031985 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025R-031985 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000051727 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024R-051727 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 24, 2026 |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000013441 |
| Map Reference | MB 29 PG 127 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026R-013441 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10210 WINGHAVEN POINTE DR, O FALLON, MO 63368-7661 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000013442 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026R-013442 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 17, 2023 |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000047502 |
| Map Reference | MB 29 PG 127 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023R-047502 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0000047503 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023R-047503 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 SUNWARD DR, O FALLON, MO 63368-6936 |
| Document Number | 0069591640 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 604 SUNWARD DR O FALLON MO 633686936, O FALLON, MO 63368-6936 |
| Document Number | 0069591640 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 006959/001640 |
| Instrument | 449380 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Aug 06, 2058 |
| Rate | 4% |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,801.00 (+12.39%) | $59,143 (+15.86%) | $311,278 (+15.86%) Building $311,278 |
| 2024 | $3,382.00 | ||
| 2023 | $51,046 | ||
| 2022 | $268,661 Land $50,000 Building $218,661 |
604 Sunward Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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