604 Sunrise St, Murphy, NC 28906 Property Records

Cherokee County property record for 604 Sunrise St, Murphy, NC 28906 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,210 sqft · built 2021
Lot Size0.956 acres (41,653 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Nov 2024)
Tax Bill$622 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN459207687534000

Property Details

APN / Parcel Number

Primary APN459207687534000
Alternative APN
  • 52243

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,210 sqft Heated Area
Gross Area2,000 sqft
1st Floor Area828 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area41,653 sqft (0.956 acres)
Lot Dimensions253 ft deep x 204 ft wide

Exterior Amenities

PorchSlab
Porch Area690 sqft
Deck Area100 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number52243
Street Address604 SUNRISE ST
CityMURPHY
StateNC
Zip28906-2875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFR COWAN 1329/20 1487/765
Legal SubdivisionTANGLEWOOD FOREST SUB
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2015
Census Tract930402

Owner

Source: Cherokee County records · APN 459207687534000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2235 N HEART PATH, CRYSTAL RIVER, FL 34428-7855
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Nov 21, 2024Warranty Deed, Transfer · Commercial Mortgage
LIT FINANCIAL CORP
Jul 09, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleJul 09, 2020 · Amount on Record
Deed Document Number20245794
Deed Book / Page1768 / 663
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address604 SUNRISE ST, MURPHY, NC 28906-2875
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01794/1314
DateFeb 04, 2026
Book Page1794/1314
Instrument538
Lender
NameUNITED COMMUNITY BANK
TypeBank
Address116 PEACHTREE ST, MURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJan 04, 2051
Interest
Change FrequencyMonthly

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 21, 2024
Property Address604 SUNRISE ST, MURPHY, NC 28906-2875
Document Number001768/663
Book / Page1768 / 663
Instrument DateOct 30, 2024
Instrument5794
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address299 HILL ST, MURPHY, NC 28906-3511

Transferred To (Grantee/Buyer)

NameVerified Name
Address2235 N HEART PATH, CRYSTAL RIVER, FL 34428-7855
InvestorPossibly a Property Investor

Mortgage

Document Number0001768666
DateNov 21, 2024
Instrument1768/666
Lender
NameLIT FINANCIAL CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 09, 2020
Property Address604 SUNRISE ST, MURPHY, NC 28906-2875
Document Number001648/989
Book / Page1648 / 989
Instrument DateJun 17, 2020
Instrument3440
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 579, MURPHY, NC 28906-0579

Transferred To (Grantee/Buyer)

NameVerified Name
Address671 PIPER DR, MURPHY, NC 28906-7722

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$622.00$102,000 (+93.29%)$102,000 (+93.29%) Land $39,000 Building $63,000
2023$52,770$52,770 Land $43,720 Building $9,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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