604 Summit St, Osceola, WI 54020 Property Records

Polk County property record for 604 Summit St, Osceola, WI 54020

Property Summary

Property TypeSingle Family Home
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on Record
Tax Bill$4,308 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN165-00439-0000

Property Details

APN / Parcel Number

Primary APN165-00439-0000

Exterior

Lot Area67,082 sqft (1.54 acres)

Location & Zoning

Street Address604 SUMMIT ST
CityOSCEOLA
StateWI
Zip54020-8045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OUTLOT 66 DESC V545/807 V571/111 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS TH
Legal Lot Number66
JurisdictionPOLK WI
Township / Civil DivisionOSCEOLA
Census Block Group3
Census Block3026
Census Tract960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address604 SUMMIT ST, OSCEOLA, WI 54020-8045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 23, 2012
Transfer Doc0000798437
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address604 SUMMIT ST, OSCEOLA, WI 54020-8045
Transaction TypeMortgage
Record UpdatedSep 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number874684
DateAug 22, 2019
Instrument874684
Lender
NameMIDWESTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityOsceola Village
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,308.00 (+14.3%) Homeowner's exemption$291,900 (+3.44%) Land $44,100 Building $247,800$362,800 (+22.4%) Land $54,812 Building $307,988
2023$3,769.00 Homeowner's exemption$282,200 Land $44,100 Building $238,100$296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSCEOLA WATERWORKS
serves 2,680 people · EPA ID WI6490341
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Summit St

Nearby Streets

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