604 Sugar Hill Rd, Joppa, MD 21085 Property Records

Harford County property record for 604 Sugar Hill Rd, Joppa, MD 21085

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.626 acres (27,247 sqft)
Owner	2 Individual Names on Record
Tax Bill	$526 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-401629`

Property Details

APN / Parcel Number

Primary APN	`01-401629`
Alternative APN	`401629`

Exterior

Lot Area	27,247 sqft (0.626 acres)

Location & Zoning

Account Number	401629
Street Address	604 SUGAR HILL RD
City	JOPPA
State	MD
Zip	21085-4123
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	LOT 3 27247 SQFT 604 SUGAR HILL ROAD LATTA HALL 218/81
Legal Subdivision	LATTA HALL SUBDIVISION
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301301

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 SPRINGTOWNE CIR, PARKVILLE, MD 21234-8713
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY VANGUARD BK
Jan 3, 2024	Intrafamily Transfer, Transfer
Jul 10, 2023	Deed of Trust, Mortgage · Construction Mortgage BAYVANGUARD BANK
Jul 13, 2022	Deed, Construction Loan · Construction Mortgage BAY VANGUARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 17, 2023
Transfer Doc	0161380351
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 10, 2026
Property Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123
Document Number	1707000030
Book / Page	17078 / 30
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1707000030,
Date	Apr 10, 2026
Book Page	17078/30

Lender

Name	BAY VANGUARD BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 3, 2024
Property Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123
Document Number	0161380351
Book / Page	16138 / 351
Map Reference	MB 214 FO 1
Instrument Date	Oct 17, 2023
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159620429
Date	Jul 10, 2023
Book Page	15962/429

Lender

Name	BAYVANGUARD BANK
Address	SPARROWS POINT, MD 21219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 13, 2022
Property Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123
Document Number	0155920403
Book / Page	15592 / 403
Map Reference	MB LB JJR 214 FO 1
Instrument Date	Jun 30, 2022
Transaction Type	Construction Loan
Record Updated	Mar 7, 2023
Title Company	HOME TITLE AND ESCROW, HOME TITLE & ESCRWO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SUGAR HILL RD, JOPPA, MD 21085-4123

Mortgage

Document Number	0155920409
Date	Jul 13, 2022
Instrument	15592-0409

Lender

Name	BAY VANGUARD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,300 (-) Land $48,300	$48,300 (-) Land $48,300
2025	$526.00	$48,300 (-) Land $48,300	$48,300 (-) Land $48,300
2023		$48,300 Land $48,300	$48,300 Land $48,300
2022	$526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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