604 Sterling Cir, Deforest, WI 53532 Property Records

Dane County property record for 604 Sterling Cir, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Mar 2023)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0910-173-7045-6`

Property Details

APN / Parcel Number

Primary APN	`0910-173-7045-6`

Exterior

Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Street Address	604 STERLING CIR
City	DEFOREST
State	WI
Zip	53532-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH FIELD TERRACES LOT 5
Legal Range	10
Legal Township	09
Legal Section	17
Legal Subdivision	HIGH FIELD TERS
Legal Block	70
Legal Lot Number	5
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2017
Census Tract	13301

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 STERLING CIR, DEFOREST, WI 53532-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO
Jan 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 1, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	5888816
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 2, 2023
Property Address	604 STERLING CIR, DEFOREST, WI 53532-1766
Document Number	0005888816
Instrument Date	Feb 28, 2023
Instrument	5888816
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 STERLING CIR, DEFOREST, WI 53532-1766

Mortgage

Document Number	0005888817
Date	Mar 2, 2023
Instrument	5888817

Lender

Name	DIAMOND RESIDENTIAL MTG CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	604 STERLING CIR, DEFOREST, WI 53532-1766
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005685054
Date	Jan 19, 2021
Instrument	5685054

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	808 Months
Due	May 30, 2088

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	604 STERLING CIR, DEFOREST, WI 53532-1766
Document Number	0005685055
Instrument Date	Jan 1, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 STERLING CIR DEFOREST WI 535321766, DEFOREST, WI 53532-1766

Mortgage

Document Number	0005685055
Date	Jan 19, 2021
Instrument	5685055

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Jan 18, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,082.00 (+4.69%) Homeowner's exemption	$419,300 (+3.53%) Land $90,000 Building $329,300	$455,700 (+6.22%)
2023		$405,000 Land $90,000 Building $315,000	$429,000
2022	$6,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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