604 Steamboat Dr, Washington, MO 63090 Property Records

Franklin County property record for 604 Steamboat Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$260,100 (Feb 2021)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-7-25.0-2-009-056.000`

Property Details

APN / Parcel Number

Primary APN	`10-7-25.0-2-009-056.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	100 sqft
Shed	1 Shed

Location & Zoning

Street Address	604 STEAMBOAT DR
City	WASHINGTON
State	MO
Zip	63090-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:24&PT25 SOUTHBEND MEADOWS
Legal Range	1W
Legal Township	44N
Legal Section	25
Legal Subdivision	SOUTHBEND MEADOWS
Legal Lot Number	24
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	800201

Owner

604 Steamboat Dr is owned and occupied by an individual who bought it in February 2021.

Source: Franklin County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	604 STEAMBOAT DR, WASHINGTON, MO 63090-3720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Mar 18, 2015 · Amount on File
Deed Document Number	20212859
Prior Transfer Date	Dec 28, 2005
Prior Transfer Doc	0000000715
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Sep 22, 2026
Property Address	604 STEAMBOAT DR, WASHINGTON, MO 63090-3720
Document Number	0002612672
Instrument Date	Sep 22, 2026
Instrument	20262612672
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 STEAMBOAT DR, WASHINGTON, MO 63090-3720

Mortgage

Document Number	0002612672,
Date	Sep 22, 2026
Instrument	20262612672

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 5, 2031

Interest

Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 17, 2021
Property Address	604 STEAMBOAT DR, WASHINGTON, MO 63090-3720
Document Number	0002102859
Map Reference	PB J PG 21
Instrument Date	Feb 12, 2021
Instrument	2102859
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 STEAMBOAT DR, 604, WASHINGTON, MO 63090-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 STEAMBOAT DR, WASHINGTON, MO 63090-3720

Mortgage

Document Number	0002102860
Date	Feb 17, 2021
Instrument	2102860

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Steamboat Dr was $1,762.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00	$31,606	$166,350 Land $34,490 Building $131,860
2023	$1,588.00	$27,987	$147,300 Land $34,490 Building $112,810
2022	$1,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Steamboat Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1982–2000)
Claims Outside the SFHA	8 of 13
Most Recent Claim	May 2000 · other causes
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Steamboat Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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