604 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 604 Spruce Trl, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 2018
Lot Size	0.184 acres (8,041 sqft)
Owner	Individual Name on File
Tax Bill	$8,437 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R193183`

Property Details

APN / Parcel Number

Primary APN	`R193183`
Alternative APN	`00.3859.0001.0009.00.02.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,041 sqft (0.184 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R193183
Street Address	604 SPRUCE TRL
City	FORNEY
State	TX
Zip	75126-6958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF CHESTNUT MEADOW PH 5, BLOCK A, LOT 9
Legal Subdivision	TRAILS OF CHESTNUT MEADOW PH 5
Legal Block	A
Legal Lot Number	9
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2005
Census Tract	50215

Owner

604 Spruce Trl is owned and occupied by an individual who acquired it in April 2020.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	Individual Name on File
Mailing Address	604 SPRUCE TRL, FORNEY, TX 75126-6958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Apr 21, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Jun 1, 2018	Deed of Trust, Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020
Deed Sale	Apr 21, 2020
Deed Document Number	2020-0010352
Deed Book / Page	6377 / 122
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	604 SPRUCE TRL, FORNEY, TX 75126-6958
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078990383
Date	Nov 28, 2022
Book Page	7899/383
Instrument	2022-0043526

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Apr 21, 2020
Property Address	604 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number	0063770122
Book / Page	6377 / 122
Instrument	2020-0010352
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200010353
Date	Apr 21, 2020
Instrument	2020-0010353

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	604 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number	0057010452
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	CHICAGO TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0057010452
Date	Jun 7, 2018
Book Page	005701/000452
Instrument	13747

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Forney City
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,825 Land $90,000 Building $303,825	$393,825 Land $90,000 Building $303,825
2024	$8,437.00 (-0.07%)
2023	$8,443.00 (+1.74%)	$408,456 Land $90,000 Building $318,456	$408,456 Land $90,000 Building $318,456
2022	$8,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Spruce Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Spruce Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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