Harlan County property record for 604 Spring St, Cumberland, KY 40823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $46 (2023) |
| Flood Zone | Zone X (moderate risk) |
| APN | 198-30-19-001.00 |
| Primary APN | 198-30-19-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 392 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5377 |
|---|---|
| Street Address | 604 SPRING ST |
| City | CUMBERLAND |
| State | KY |
| Zip | 40823-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 970200 |
604 Spring St is owned by two individuals who acquired it in July 2013.
Source: Harlan County records, as of October 28, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2013 |
| Transfer Doc | 448/758 |
| Record Updated | Jun 8, 2026 |
Source: Harlan County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Cumberland City |
| Unified School District | Harlan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption | $49,000 Land $5,000 Building $44,000 | $49,000 Land $5,000 Building $44,000 |
| 2023 | $46.00 Disabled Person's exemption | $49,000 Land $5,000 Building $44,000 | $49,000 Land $5,000 Building $44,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Spring St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1978–2015) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Mar 2015 · Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Spring St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people · EPA ID KY0480092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Access Cable Fiber · Cable | 2,000 / 2,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
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