604 Speith Dr, Grovetown, GA 30813 Property Records

Columbia County property record for 604 Speith Dr, Grovetown, GA 30813

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,238 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Jun 2019)
Tax Bill	$1,204 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051 1343`

Property Details

APN / Parcel Number

Primary APN	`051 1343`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,238 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	604 SPEITH DR
City	GROVETOWN
State	GA
Zip	30813-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	.30 ACS BLK M LOT 11; HIDDEN CREEK SECTION F
Legal Subdivision	HIDDEN CREEK
Legal Block	M
Legal Lot Number	11
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	4
Census Block	4024
Census Tract	30403

Owner

604 Speith Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Apr 20, 2020	Quit Claim Deed, Transfer · VA Mortgage MR COOPER
Jul 1, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage SOUTHPOINT FIN'L SVCS
Oct 13, 2017	Warranty Deed, Construction Loan · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	20193987
Deed Book / Page	12019 / 273
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SPEITH DR, GROVETOWN, GA 30813-8333

Mortgage

Document Number	015850/253
Date	Nov 7, 2025
Book Page	0000015850/0000000253

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SPEITH DR, GROVETOWN, GA 30813-8333

Mortgage

Document Number	135490000000024
Date	Jun 11, 2021
Book Page	0000013549/0000000024

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Apr 20, 2020
Property Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Document Number	2489/0021
Book / Page	012489 / 000021
Instrument Date	Apr 12, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 SPEITH DR GROVETOWN GA 308138333, GROVETOWN, GA 30813-8333

Mortgage

Document Number	2489/0023
Date	Apr 20, 2020
Book Page	012489/000023

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 1, 2019
Property Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Document Number	2019/0273
Book / Page	012019 / 000273
Instrument Date	Jun 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SPEITH DR GROVETOWN GA 308138333, GROVETOWN, GA 30813-8333

Mortgage

Document Number	2019/0274
Date	Jul 1, 2019
Book Page	012019/000274

Lender

Name	SOUTHPOINT FIN'L SVCS
Type	Funding / Finance Company
Address	ALPHARETTA, GA 30005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Oct 13, 2017
Property Address	604 SPEITH DR, GROVETOWN, GA 30813-8333
Document Number	1143/0001
Book / Page	011143 / 000001
Instrument Date	Oct 3, 2017
Transaction Type	Construction Loan
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 N BELAIR SQ #15 EVANS GA 308094323, 15, EVANS, GA 30809-4323
Investor	Possibly a Property Investor

Mortgage

Document Number	1143/0002
Date	Oct 13, 2017
Book Page	011143/000002

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 604 Speith Dr was $1,204 with exemptions applied, down 26.5% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,204.00 (-26.5%) Disabled Person's exemption Veteran's exemption	$195,541 (+3.99%) Land $29,804 Building $165,737	$488,853 (+3.99%) Land $74,510 Building $414,343
2025	$1,638.00 Disabled Person's exemption Veteran's exemption	$188,036 Land $29,804 Building $158,232	$470,089 Land $74,510 Building $395,579
2023	$1,671.00 (-59.83%) Disabled Person's exemption Veteran's exemption	$190,926 (+20.91%) Land $26,904 Building $164,022	$477,314 (+20.91%) Land $67,260 Building $410,054
2022	$4,160.00	$157,908 Land $24,704 Building $133,204	$394,770 Land $61,760 Building $333,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Speith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Speith Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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