604 September Ln, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 604 September Ln, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,456 sqft · built 1999
Lot Size	0.317 acres (13,809 sqft)
Owner	Trust Name on Record
Last Sale	$182,000 (Aug 1999)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Refinance + 1 more
APN	`0723001000370`

Property Details

APN / Parcel Number

Primary APN	`0723001000370`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	866 sqft
Upper Floors Area	873 sqft
Attic	Attic
Attic Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	120 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 SEPTEMBER LN
City	CHESAPEAKE
State	VA
Zip	23322-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	37 STONEGATE SEC 1-C
Legal Subdivision	STONEGATE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1017
Census Tract	21014

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	604 SEPTEMBER LN, CHESAPEAKE, VA 23322-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Unknown THE OLD POINT NATIONAL BANK OF PHOEBUS
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Oct 2, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 1999 · Amount on Record
Deed Sale	Aug 17, 1999 · Amount on Record
Deed Book / Page	3947 / 789
Last Transfer Date	Nov 25, 2016
Transfer Doc	9728/237
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	604 SEPTEMBER LN, CHESAPEAKE, VA 23322-4635
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10615/1512
Date	Nov 4, 2022
Book Page	10615/1512
Instrument	220033428

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	604 SEPTEMBER LN, CHESAPEAKE, VA 23322-4635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10240/1901
Date	Oct 21, 2020
Book Page	10240/1901
Instrument	200038766

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 2, 2018
Property Address	604 SEPTEMBER LN, CHESAPEAKE, VA 23322-4635
Document Number	9956/1689
Book / Page	9956 / 1689
Instrument Date	Sep 25, 2018
Instrument	180026278
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SEPTEMBER LN, CHESAPEAKE, VA 23322-4635

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,900 (+3%) Land $200,000 Building $311,900	$511,900 (+3%) Land $200,000 Building $311,900
2025	$5,020.00 (+3.14%)	$497,000 (+9.21%) Land $190,000 Building $307,000	$497,000 (+9.21%) Land $190,000 Building $307,000
2024	$4,867.00 (+31.97%)
2023		$455,100 (+9.06%) Land $170,000 Building $285,100	$455,100 (+9.06%) Land $170,000 Building $285,100
2022		$417,300 Land $150,000 Building $267,300	$417,300 Land $150,000 Building $267,300
2019	$3,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on September Ln

Nearby Streets

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