Bergen County and Oradell Borough property record for 604 Seminole St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,811 sqft · built 1956 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Feb 2018) |
| Tax Bill | $15,989 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Mar 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00806-0000-00041 |
| Primary APN | 44-00806-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,811 sqft Living Area |
| 1st Floor Area | 1,811 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 175500 |
|---|---|
| Street Address | 604 SEMINOLE ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100X135 |
| Legal Subdivision | LAKE VIEW HEIGHTS |
| Legal Block | 806 |
| Legal Lot Number | 41 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40001 |
604 Seminole St is owned and occupied by two individuals who bought it in February 2018.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Mar 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Feb 20, 2018 | Grant Deed, Transfer MAIN STREET TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on File |
| Deed Sale | Feb 20, 2018 · Amount on File |
| Prior Sale | Aug 29, 2008 |
| Deed Document Number | 201818-012980 |
| Deed Book / Page | 2868 / 1580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056591884 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 5659/1884 |
| Instrument | 2025081786 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 27, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Document Number | 0046050036 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 4605/36 |
| Instrument | 2022027243 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040780431 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4078/431 |
| Instrument | 2021056525 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034690085 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3469/85 |
| Instrument | 2020005784 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 20, 2018 |
| Property Address | 604 SEMINOLE ST, ORADELL, NJ 07649-1227 |
| Document Number | 0028681580 |
| Book / Page | 002868 / 001580 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 LACKAWANNA PL #346 BLOOMFIELD NJ 070032959, 346, BLOOMFIELD, NJ 07003-2959 |
The 2025 property tax bill for 604 Seminole St was $15,989, up 6.3% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,400 (+9.29%) Land $529,200 Building $232,200 | $761,400 (+9.29%) Land $529,200 Building $232,200 | |
| 2025 | $15,989.00 (+6.28%) | $696,700 Land $471,400 Building $225,300 | $696,700 Land $471,400 Building $225,300 |
| 2024 | $15,044.00 | ||
| 2023 | $550,200 Land $351,000 Building $199,200 | $550,200 Land $351,000 Building $199,200 | |
| 2022 | $14,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Seminole St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Seminole St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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