604 Second St, Destin, FL 32541 Property Records

Okaloosa County property record for 604 Second St, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,507 sqft Heated Area
Lot Size12,517 sqft (0.287 acres)
OccupancyOwner Occupied
Last Sale$239,900 (2019)
Tax Bill$2,621.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9500-2
Alternative APN
  • 00-2S-22-1360-003B-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,507 sqft Heated Area
Gross Area1,907 sqft Gross Area
1st Floor1,507 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1955
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area12,517 sqft (0.287 acres)
Lot Width100 ft Width
Patio Area40 sqft Patio
PorchOpen Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address604 SECOND ST
CityDESTIN
StateFL
Zip32541-1604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOTS 12 & 13 BLK 3-B
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block3
Legal Lot Number12,13 13
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1008
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9500-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address604 SECOND ST, DESTIN, FL 32541-1604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2019 · Amount on Record
Deed SaleMar 05, 2019 · Amount on Record
Prior SaleOct 22, 2004 · Amount on Record
Deed Doc Number3262530
Deed Book / Page3387 / 3216
Record RefreshedJun 08, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 05, 2019
Property Address604 SECOND ST, DESTIN, FL 32541-1604
Document Number0033873216
Book / Page3387 / 3216
Map ReferenceMB 2 PG 62
Instrument DateFeb 27, 2019
Instrument3262530
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyEMERALAND COAST TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13 COUNTRY CLUB DR E, 13, DESTIN, FL 32541-4403

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 SECOND ST, DESTIN, FL 32541-1604

Mortgage

Document Number0003262531
DateMar 05, 2019
Instrument3262531
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,621.00 (+5.94%) Homeowner's exemption$260,415 (+5.99%)$393,554 (+7.4%) Land $287,636 Building $105,918
2023$2,474.00 (+4.65%) Homeowner's exemption$245,705 (+4.71%)$366,423 (+13.21%) Land $260,989 Building $105,434
2022$2,364.00 Homeowner's exemption$234,653$323,666 Land $237,263 Building $86,403

Nearby Properties on Second St

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