Volusia County property record for 604 Scotchgate Ter, Deland, FL 32724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,024 sqft · built 2021 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $348,240 (Dec 2021) |
| Tax Bill | $7,214 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7034-10-00-0530 |
| Primary APN | 7034-10-00-0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 2,024 sqft |
| Flooring | Combination, Other |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,499 sqft (0.149 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8010267 |
|---|---|
| Street Address | 604 SCOTCHGATE TER |
| City | DELAND |
| State | FL |
| Zip | 32724-7833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-17-30 LOT 53 VICTORIA HILLS PHASE 6 MB 61 PGS 164-168 PER OR 8180 PG 1585 PER OR 8221 PG 3967 |
| Legal Range | 30E |
| Legal Township | 17S |
| Legal Section | 34 |
| Legal Subdivision | VICTORIA HILL |
| Legal Phase | 6 |
| Legal Lot Number | 53 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 90306 |
604 Scotchgate Ter is owner-occupied and held in a trust since December 2021.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CTC MORTGAGE COMPANY LLC |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 30, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC |
| Mar 17, 2022 | Correction Deed TITLE COMPANY LLC, KTITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Deed Document Number | 2021311103 |
| Deed Book / Page | 8180 / 1585 |
| Prior Transfer Date | Dec 27, 2021 |
| Prior Transfer Doc | 0082213967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8726 PISA DR 715, 715, ORLANDO, FL 32810-2137 |
| Document Number | 0082211733 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 8221/1733 |
| Instrument | 2022062541 |
| Name | CTC MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | PALM BEACH GARDENS, FL 33418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Document Number | 0083192140 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 8319/2140 |
| Instrument | 2022227166 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Document Number | 0081801585 |
| Book / Page | 8180 / 1585 |
| Map Reference | MB 61 PG 164 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2021311103 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | K TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,438.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 NE 1ST ST, DELRAY BEACH, FL 33444-3807 |
| Name | Verified Name |
|---|---|
| Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Document Number | 0081801587 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 8180/1587 |
| Name | CTC MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 17, 2022 |
| Property Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
| Document Number | 0082213967 |
| Book / Page | 8221 / 3967 |
| Map Reference | MB 61 PG 164 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022063323 |
| Record Updated | Jan 16, 2023 |
| Title Company | TITLE COMPANY LLC, KTITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 105 NE 1ST ST, DELRAY BEACH, FL 33444-3807 |
| Name | Verified Name |
|---|---|
| Address | 604 SCOTCHGATE TER, DELAND, FL 32724-7833 |
The 2025 property tax bill for 604 Scotchgate Ter was $7,214, up 5.4% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeLand City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,915 (+1.55%) Land $70,000 Building $331,915 | $401,915 (+1.55%) Land $70,000 Building $331,915 | |
| 2025 | $7,214.00 (+5.41%) | $395,798 Land $70,000 Building $325,798 | $395,798 Land $70,000 Building $325,798 |
| 2024 | $6,844.00 (+4.66%) | ||
| 2023 | $6,539.00 (+11.68%) | $376,714 (+22.82%) Land $65,000 Building $311,714 | $376,714 (+22.82%) Land $65,000 Building $311,714 |
| 2022 | $5,855.00 | $306,714 Land $60,000 Building $246,714 | $306,714 Land $60,000 Building $246,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Scotchgate Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 9 (2005–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Scotchgate Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELAND serves 50,910 people · EPA ID FL3640286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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