604 Saint Matthew Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 604 Saint Matthew Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,125 sqft · built 1959
Lot Size	0.206 acres (8,970 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jan 2023)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214230A000`

Property Details

APN / Parcel Number

Primary APN	`214230A000`
Alternative APN	`2-051C-4271-00-0061.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal/Steel
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	214230A000
Street Address	604 SAINT MATTHEW AVE
City	O FALLON
State	MO
Zip	63366-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 61
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	61
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4015
Census Tract	311602

Owner

Source: St. Charles County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jan 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Aug 20, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Apr 3, 2001 · Amount on File
Deed Document Number	20232284
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Oct 13, 2026
Property Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764
Document Number	0000048463
Instrument Date	Oct 5, 2026
Instrument	202648463
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764

Mortgage

Document Number	0000048463,
Date	Oct 13, 2026
Instrument	202648463

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 19, 2023
Property Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764
Document Number	0000002284
Map Reference	MB 6 PG 70-75
Instrument Date	Jan 12, 2023
Instrument	2023R-002284
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, PTA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 W 660 OHIO ST, NAPERVILLE, IL 60540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764

Mortgage

Document Number	0000002285
Date	Jan 19, 2023
Instrument	2023R-002285

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	604 SAINT MATTHEW AVE, O FALLON, MO 63366-1764
Document Number	0000063292
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2564 BASIN TRAIL LN NAPERVILLE IL 605633595, NAPERVILLE, IL 60563-3595

Mortgage

Document Number	0000063292
Date	Aug 31, 2020
Instrument	63292

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,455 (-)	$186,606 (-) Land $40,000 Building $146,606
2025	$2,295.00	$35,455 (+3.44%)	$186,606 (+3.44%) Land $40,000 Building $146,606
2023		$34,277
2022			$180,407 Land $40,000 Building $140,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Saint Matthew Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures