604 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 604 Saint James Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,212 sqft · built 1984
Lot Size	0.312 acres (13,620 sqft)
Owner	Individual Name on Record
Tax Bill	$2,448 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`945-00871-462`

Property Details

APN / Parcel Number

Primary APN	`945-00871-462`
Alternative APN	`221925`

Interior

Stories	2 Stories
Building Area	3,212 sqft Living Area
Gross Area	3,260 sqft
1st Floor Area	2,393 sqft
2nd Floor Area	867 sqft
Utility Area	12 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,620 sqft (0.312 acres)
Lot Dimensions	130 ft deep x 103 ft wide
Porch	Open Porch
Porch Area	354 sqft
Storage Building	120 sqft

Location & Zoning

Account Number	221925
Old Parcel Number	94500871462
Street Address	604 SAINT JAMES DR
City	LAREDO
State	TX
Zip	78041-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1462 BLK 87 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	87
Legal Lot Number	1462
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1709

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 SAINT JAMES DR, LAREDO, TX 78041-2897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage DALE EDWARD BRAGG
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 1997
Deed Sale	Jan 16, 1997
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	604 SAINT JAMES DR, LAREDO, TX 78041-2897
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004469/196
Date	Aug 24, 2018
Book Page	4469/196
Instrument	1338026

Lender

Name	DALE EDWARD BRAGG
Type	Private Party
Address	803 E CHEROKEE RD, DUNCAN, OK 73533

Agreement

Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	604 SAINT JAMES DR, LAREDO, TX 78041-2897
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SAINT JAMES DR, LAREDO, TX 78041-2897

Mortgage

Document Number	005115/597
Date	Sep 21, 2021
Book Page	5115/597
Instrument	1442847

Lender

Name	BBVA USA
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,340 (+5.92%)	$443,060 (+9.31%)
2024	$2,448.00 (+11.99%)
2023		$405,331 Land $157,175 Building $248,156	$405,331 Land $157,175 Building $248,156
2022	$2,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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