604 S Tower Ave, Centralia, WA 98531 Property Records

Lewis County property record for 604 S Tower Ave, Centralia, WA 98531

Property Summary

Property Type	Bank, Financial Building
Details	3,280 sqft · built 1996
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Dec 2023)
Tax Bill	$8,125 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
APN	`000327-002-000`

Property Details

APN / Parcel Number

Primary APN	`000327-002-000`
Alternative APNs	`000327001000` `2230593` `425500` `43925`

Interior

Stories	1 Story
Building Area	3,280 sqft Gross Area
1st Floor Area	3,280 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	120 ft deep x 222 ft wide
Terrain	Low

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2230593
Street Address	604 S TOWER AVE
City	CENTRALIA
State	WA
Zip	98531-2515
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	M1
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W LOT 1-3 & ALL VAC ALLEY PARCEL A AFN 3260595 BLA2006-8
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	WASHINGTONS ADD TO THE CITY/C
Legal Block	31
Legal Lot Number	1-3
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2012
Census Tract	970700

Owner

Source: Lewis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11815 217TH ST E, GRAHAM, WA 98338-5401
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	20233601788
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 14, 2023
Property Address	604 S TOWER AVE, CENTRALIA, WA 98531-2515
Document Number	0003601788
Map Reference	AF 3260595
Instrument Date	Dec 13, 2023
Instrument	3601788
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,855.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11815 217TH ST E, GRAHAM, WA 98338-5401

Mortgage

Document Number	0003601789
Date	Dec 14, 2023
Instrument	3601789

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,125.00 (+0.1%)	$898,200 (-) Land $319,700 Building $578,500	$898,200 (-) Land $319,700 Building $578,500
2024	$8,117.00 (+10.21%)	$898,200 (-) Land $319,700 Building $578,500	$898,200 (-) Land $319,700 Building $578,500
2023	$7,365.00
2022		$898,200 Land $319,700 Building $578,500	$898,200 Land $319,700 Building $578,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1999–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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