San Joaquin County property record for 604 S School St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1917 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Trust Name on File |
| Last Sale | $235,000 (Mar 2023) |
| Tax Bill | $2,673 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-230-190-000 |
| Primary APN | 045-230-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,400 sqft (0.124 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 045-230-19 |
|---|---|
| Street Address | 604 S SCHOOL ST |
| City | LODI |
| State | CA |
| Zip | 95240-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BECKMAN TR MAP 9 PG 46 LOT 9 |
| Legal Subdivision | BECKMAN TR |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 4302 |
604 S School St is held in a trust since March 2023.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 165 W CLEVELAND ST, 2, STOCKTON, CA 95204-5340 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL PACIFIC LENDING INC |
| Jul 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Mar 31, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on File |
| Deed Sale | Mar 31, 2023 · Amount on File |
| Deed Document Number | 202325157 |
| Prior Transfer Date | Aug 8, 2013 |
| Prior Transfer Doc | 0000124322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 21, 2026 |
| Property Address | 604 S SCHOOL ST, LODI, CA 95240-4702 |
| Document Number | 0000076297 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202676297 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 4554 HILDRETH LN, STOCKTON, CA 95212-1407 |
| Document Number | 0000076297, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202676297 |
| Name | COASTAL PACIFIC LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 604 S SCHOOL ST, LODI, CA 95240-4702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4554 HILDRETH LN, MORADA, CA 95212-1407 |
| Document Number | 0000053933 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023-053933 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 31, 2023 |
| Property Address | 604 S SCHOOL ST, LODI, CA 95240-4702 |
| Document Number | 0000025157 |
| Map Reference | VOL 9 PG 46 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-025157 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 165 W CLEVELAND ST STE 2, 2, STOCKTON, CA 95204-5340 |
The 2026 property tax bill for 604 S School St was $2,673, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,673.00 (+0.34%) | ||
| 2025 | $2,664.00 | $244,494 Land $88,434 Building $156,060 | |
| 2023 | $1,324.00 (+2.24%) | $121,087 Land $79,548 Building $41,539 | $209,250 |
| 2022 | $1,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 S School St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 S School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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