604 S Olive Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 604 S Olive Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1965
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,900 (Apr 2010)
Tax Bill	$2,457 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS02700010020A`

Property Details

APN / Parcel Number

Primary APN	`RPS02700010020A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Finished Area
1st Floor Area	1,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,899 sqft (0.365 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 S OLIVE AVE
City	SANDPOINT
State	ID
Zip	83864-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-57N-2W MORANS 4TH ADDN BLK 1 LOT 2
Legal Range	02W
Legal Township	57N
Legal Section	27
Legal Subdivision	MORANS 4TH ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2019
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 S OLIVE AVE, SANDPOINT, ID 83864-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2010 · Amount on Record
Deed Sale	Apr 22, 2010 · Amount on Record
Prior Sale	Jan 25, 2010
Deed Document Number	2010791234
Prior Transfer Date	Jan 7, 2010
Prior Transfer Doc	0000786045
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	604 S OLIVE AVE, SANDPOINT, ID 83864-1155
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	984533
Date	Jun 7, 2021
Instrument	984533

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	604 S OLIVE AVE, SANDPOINT, ID 83864-1155
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	952981
Date	Feb 11, 2020
Instrument	952981

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,457.00 (+11.03%) Homeowner's exemption	$480,410 (-1.65%) Land $267,180 Building $213,230	$480,410 (-1.65%) Land $267,180 Building $213,230
2025	$2,213.00 (-1.12%) Homeowner's exemption	$488,460 (-7.22%) Land $267,180 Building $221,280	$488,460 (-7.22%) Land $267,180 Building $221,280
2023	$2,238.00 Homeowner's exemption	$526,482 Land $267,180 Building $259,302	$526,482 Land $267,180 Building $259,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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