604 S Main St, Willard, MO 65781 Property Records

Greene County property record for 604 S Main St, Willard, MO 65781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 1994
Lot Size	0.389 acres (16,945 sqft)
Owner	2 Individual Names on File
Last Sale	$31,300 (Aug 2015)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-07-26-407-003`

Property Details

APN / Parcel Number

Primary APN	`88-07-26-407-003`
Alternative APN	`0726407003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	173 ft deep x 98 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	880726407003
Street Address	604 S MAIN ST
City	WILLARD
State	MO
Zip	65781-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	SOUTHVIEW HILLS 2ND ADD LOT 14 (EX BEG SE COR NWLY 28 FT NLY TO NE COR S TOBEG)
Legal Range	23W
Legal Township	30N
Legal Section	26
Legal Subdivision	SOUTHVIEW HILLS 2ND ADD
Legal Block	407
Legal Lot Number	14
Jurisdiction	GREENE MO
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2020
Census Tract	5002

Owner

604 S Main St is owned and occupied by two individuals who bought it in August 2015.

Source: Greene County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 S MAIN ST, WILLARD, MO 65781-9791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2015 · Amount on File
Deed Sale	Aug 10, 2015 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	201530977
Deed Book / Page	2015 / 3097715
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jul 23, 2018
Property Address	604 S MAIN ST, WILLARD, MO 65781-9791
Document Number	0000026541
Instrument Date	Jul 23, 2018
Instrument	26541
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 S MAIN ST WILLARD MO 657819791, WILLARD, MO 65781-9791

Mortgage

Document Number	26542
Date	Jul 23, 2018
Instrument	26542

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 S Main St was $1,445.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Willard City
Unified School District	Willard R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,980 (-) Land $5,700 Building $18,280
2025	$1,445.00	$23,980 Land $5,700 Building $18,280	$126,200 Land $30,000 Building $96,200
2023	$1,230.00 (+11.11%)	$19,930 (+9.27%) Land $4,750 Building $15,180	$104,900 Land $25,000 Building $79,900
2022	$1,107.00	$18,240 Land $4,750 Building $13,490
2021			$96,000 Land $25,000 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD PWS serves 8,400 people · EPA ID MO5010860
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20