Clay County property record for 604 S Main St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,122 sqft · built 1920 |
| Lot Size | 0.173 acres (7,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (Jun 2010) |
| Tax Bill | $1,340 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-101-013 |
| Primary APN | 10-36-101-013 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,122 sqft |
| Basement Area | 1,122 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 7,552 sqft (0.173 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 604 S MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1706 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FAIR ADDN LOT 16 |
| Legal Subdivision | FAIR ADDITION |
| Legal Lot Number | 16 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 972100 |
Source: Clay County assessment roll, as of September 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 S MAIN ST, FLORA, IL 62839-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2010 · Amount on Record |
| Deed Sale | Jun 25, 2010 · Amount on Record |
| Deed Document Number | 2010171002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 604 S MAIN ST, FLORA, IL 62839-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 198963 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 198963 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 12, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,047 (+32.08%) Land $2,639 Building $22,408 | $75,141 (+32.08%) Land $7,917 Building $67,224 | |
| 2024 | $1,340.00 (+8.59%) | ||
| 2022 | $1,234.00 (+10.18%) Homeowner's exemption | $18,963 Land $1,984 Building $16,979 | $56,889 Land $5,952 Building $50,937 |
| 2021 | $1,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
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