Clay County property record for 604 S Jefferson St, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 1946 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,617 (Sep 2023) |
| Tax Bill | $2,097 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-816-00-02-004.00 |
| Primary APN | 07-816-00-02-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 194 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 604 S JEFFERSON ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROOMS ADDITION KEARNEY PT LT 2 BLK N BEG NW COR LT 2, E145.91, SE98.33, W194.21, N88.3 TO POB |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 34 |
| Legal Subdivision | GROOMS ADDITION |
| Legal Block | N |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21812 |
604 S Jefferson St is owned and occupied by two individuals who bought it in September 2023.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 S JEFFERSON ST, KEARNEY, MO 64060-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit UNION STATE BANK OF EVEREST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | Aug 17, 2022 |
| Deed Document Number | 202322950 |
| Deed Book / Page | 9629 / 161 |
| Prior Transfer Date | Mar 9, 2007 |
| Prior Transfer Doc | 0000009556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 604 S JEFFERSON ST, KEARNEY, MO 64060-8512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | NOT AVAILABLE, PRESTIGE LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 604 SJEFFERSON ST, KEARNEY, MO 64060 |
| Document Number | 0000022962 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 9630/8 |
| Instrument | 2023022962 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 604 S JEFFERSON ST, KEARNEY, MO 64060-8512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008531 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 9546/111 |
| Instrument | 2023008531 |
| Name | UNION STATE BANK OF EVEREST |
|---|---|
| Type | Bank |
| Address | PLATTSBURG, MO 64477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2024 |
The 2025 property tax bill for 604 S Jefferson St was $2,097.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,097.00 | $32,050 | $168,684 |
| 2023 | $1,695.00 | $24,830 | $130,684 |
| 2019 | $1,542.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 S Jefferson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 S Jefferson St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Intercept Fiber, Wisper ISP.
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