604 S Jefferson Ave, Union, MO 63084 Property Records

Franklin County property record for 604 S Jefferson Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$192,850 (Apr 2025)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-34.0-1-004-024.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-34.0-1-004-024.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	252 sqft

Location & Zoning

Street Address	604 S JEFFERSON AVE
City	UNION
State	MO
Zip	63084-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:30 SOUTH HILLS RSV
Legal Range	1W
Legal Township	43N
Legal Section	34
Legal Subdivision	SOUTH HILLS
Legal Lot Number	30
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	800605

Owner

604 S Jefferson Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Jan 31, 2019	Deed of Trust, Mortgage UNITED BK/UNION
Jul 3, 2017	Warranty Deed, Transfer · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Nov 1, 2021
Deed Document Number	2025551
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	0000018621
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002302514
Date	Mar 3, 2023
Instrument	2302514

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002208552
Date	May 25, 2022
Instrument	2208552

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Document Number	0000010029
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S JEFFERSON AVE UNION MO 630842106, UNION, MO 63084-2106

Mortgage

Document Number	0000010029
Date	Aug 7, 2019
Instrument	10029

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Document Number	0000001486
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S JEFFERSON AVE UNION MO 630842106, UNION, MO 63084-2106

Mortgage

Document Number	0000001486
Date	Feb 6, 2019
Instrument	1486

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 3, 2017
Property Address	604 S JEFFERSON AVE, UNION, MO 63084-2106
Document Number	0000009761
Instrument Date	Jun 28, 2017
Instrument	9761
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S JEFFERSON AVE UNION MO 630842106, UNION, MO 63084-2106

Mortgage

Document Number	9762
Date	Jul 3, 2017
Instrument	9762

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 S Jefferson Ave was $1,392.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00	$23,351	$122,900 Land $18,020 Building $104,880
2023	$1,181.00 (+14.33%)	$19,654	$103,440 Land $18,020 Building $85,420
2022	$1,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 S Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 S Jefferson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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