604 S Grove St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 604 S Grove St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,654 sqft · built 1901
Lot Size	0.253 acres (11,021 sqft)
Owner	Company Name on Record
Last Sale	$277,500 (Nov 2025)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CC-370-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CC-370-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,654 sqft Living Area
1st Floor Area	1,316 sqft
2nd Floor Area	1,338 sqft
Basement Area	752 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	14.9 ft deep x 7.4 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	604 S GROVE ST
City	RIPON
State	WI
Zip	54971-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E CATLIN'S ADDITION LOT 1 BLK 3
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CATLINS ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2005
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	N7160 RACEWAY RD, BEAVER DAM, WI 53916-9315
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS
Aug 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	20251216398
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 20, 2025
Property Address	604 S GROVE ST, RIPON, WI 54971-1633
Document Number	0001216398
Instrument Date	Nov 7, 2025
Instrument	1216398
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$832.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N7160 RACEWAY RD, BEAVER DAM, WI 53916-9315

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 S GROVE ST, RIPON, WI 54971-1633
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GROVE ST, RIPON, WI 54971-1633

Mortgage

Document Number	0001212267
Date	Aug 12, 2025
Instrument	1212267

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 S GROVE ST, RIPON, WI 54971-1633
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	SOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1109983
Date	Feb 27, 2019
Instrument	1109983

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	604 S GROVE ST, RIPON, WI 54971-1633
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1088118
Date	Aug 14, 2017
Instrument	1088118

Lender

Name	HOMETOWN BANK
Type	Bank
Address	Fond Du Lac, WI 54935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+8.99%)	$145,900 (-) Land $21,000 Building $124,900	$225,028 (+16.85%) Land $32,389 Building $192,639
2024	$3,080.00 (+3.11%) Homeowner's exemption	$145,900 (-) Land $21,000 Building $124,900	$192,571 (+12.35%) Land $27,718 Building $164,853
2023	$2,987.00 Homeowner's exemption	$145,900 Land $21,000 Building $124,900	$171,405 Land $24,671 Building $146,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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