604 S Granite St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 604 S Granite St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,410 sqft · built 1996
Lot Size	0.808 acres (35,205 sqft)
Owner	2 Individual Names on File
Last Sale	$1,185,000 (Nov 2022)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-768`

Property Details

APN / Parcel Number

Primary APN	`304-22-768`
Alternative APN	`304227685`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,410 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	3,410 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	35,205 sqft (0.808 acres)
Parking Spaces	3 Parking Spaces
Pool Area	678 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 S GRANITE ST
City	GILBERT
State	AZ
Zip	85296-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	124
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

604 S Granite St is owned and occupied by two individuals who acquired it in August 2024.

Source: Maricopa County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 S GRANITE ST, GILBERT, AZ 85296-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 27, 2022	Warranty Deed, Transfer · Commercial Mortgage MERCHANTS FUNDING AZ LLC
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Apr 27, 2022 · Amount on File
Deed Document Number	2022835798
Last Transfer Date	Aug 17, 2024
Transfer Doc	0000446510
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2022
Property Address	604 S GRANITE ST, GILBERT, AZ 85296-3115
Document Number	0000835798
Map Reference	MB 397 PG 3
Instrument Date	Nov 10, 2022
Instrument	20220835798
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	AZ TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1343 E UNIVERSITY DR, TEMPE, AZ 85288-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GRANITE ST, GILBERT, AZ 85296-3115

Mortgage

Document Number	0000835799
Date	Nov 14, 2022
Instrument	20220835799

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000835800
Date	Nov 14, 2022
Instrument	20220835800

Lender

Name	HOMETRUST BANK
Type	Bank
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 27, 2022
Property Address	604 S GRANITE ST, GILBERT, AZ 85296-3115
Document Number	0000370150
Map Reference	MB 397 PG 3
Instrument Date	Apr 15, 2022
Instrument	20220370150
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 S GRANITE ST, GILBERT, AZ 85296-3115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 E UNIVERSITY DR, TEMPE, AZ 85288-4216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000370151
Date	Apr 27, 2022
Instrument	20220370151

Lender

Name	MERCHANTS FUNDING AZ LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 20, 2023

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2018
Property Address	604 S GRANITE ST, GILBERT, AZ 85296-3115
Document Number	0000490810
Instrument Date	Jun 20, 2018
Instrument	490810
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3703 MANACOR CT SAN RAMON CA 945832022, SAN RAMON, CA 94583-2022

Mortgage

Document Number	490811
Date	Jun 27, 2018
Instrument	490811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 S Granite St was $3,663.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,530 (+92.67%)	$895,300 (+7.45%) Land $179,000 Building $716,300
2025	$3,663.00	$46,467 (-47.57%)	$833,200 (-5.98%) Land $166,600 Building $666,600
2024		$88,620 (+19.39%)	$886,200 (+19.39%) Land $177,200 Building $709,000
2023	$4,362.00 (-9.56%)	$74,230 Land $14,840 Building $59,390	$742,300 Land $148,400 Building $593,900
2022	$4,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 S Granite St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 S Granite St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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