604 S Georgia St, Celina, TX 75009 Property Records

Collin County property record for 604 S Georgia St, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1968
Lot Size	0.214 acres (9,322 sqft)
Owner	Owner Name on Record
Tax Bill	$923 (2024)
Deeds & Mortgages	Jun 2022 Reverse Mortgage May 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-1025-006-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-1025-006-0060-1`
Alternative APN	`982226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	982226
Street Address	604 S GEORGIA ST
City	CELINA
State	TX
Zip	75009-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEN MASSEY ADDITION (CCL), BLK F, LOT 6
Legal Subdivision	KEN MASSEY ADDITION (CCL)
Legal Block	F
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4038
Census Tract	30306

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	604 S GEORGIA ST, CELINA, TX 75009-6304
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage COMMONWEALTH OF PUERTO RICO
May 17, 2021	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2008
Deed Sale	Apr 25, 2008
Deed Document Number	20080425000501680
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 S GEORGIA ST, CELINA, TX 75009-6304
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GEORGIA ST, CELINA, TX 75009-6304

Mortgage

Document Number	0000101041
Date	Jun 28, 2022
Instrument	20220628000101041

Lender

Name	COMMONWEALTH OF PUERTO RICO
Type	Non-Lending Institution
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	14.8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 S GEORGIA ST, CELINA, TX 75009-6304
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GEORGIA ST, CELINA, TX 75009-6304

Mortgage

Document Number	0000991560
Date	May 17, 2021
Instrument	20210517000991560

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 S GEORGIA ST, CELINA, TX 75009-6304
Document Number	0000218450
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	TEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GEORGIA ST CELINA TX 750096304, CELINA, TX 75009-6304

Mortgage

Document Number	0000218450
Date	Feb 17, 2020
Instrument	218450

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.43%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 S GEORGIA ST, CELINA, TX 75009-6304
Document Number	0000218440
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S GEORGIA ST CELINA TX 750096304, CELINA, TX 75009-6304

Mortgage

Document Number	0000218440
Date	Feb 17, 2020
Instrument	218440

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.43%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,425 (+16.32%) Land $180,000 Building $154,425	$334,425 (+16.32%) Land $180,000 Building $154,425
2024	$923.00 (-54.24%)
2023		$287,505 Land $120,000 Building $167,505	$287,505 Land $120,000 Building $167,505
2022	$2,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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