Livingston County property record for 604 S Franklin St, Dwight, IL 60420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1958 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-09-282-002 |
| Primary APN | 05-05-09-282-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Heating System | Gas |
|---|
| Street Address | 604 S FRANKLIN ST |
|---|---|
| City | DWIGHT |
| State | IL |
| Zip | 60420-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05 09 282 002 LOT 75 X 100 LOT 11 BLK 3 TOCKS RESUB OF BLK 3 HAHNS ADD |
| Legal Subdivision | HAHNS ADD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | DWIGHT |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 960100 |
604 S Franklin St is owned and occupied by an individual who acquired it in November 2013.
Source: Livingston County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 S FRANKLIN ST, DWIGHT, IL 60420-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2013 |
| Transfer Doc | 626224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 604 S FRANKLIN ST, DWIGHT, IL 60420-1332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R00779 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019R-00779 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 19, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 604 S Franklin St was $1,762 with exemptions applied, down 1.6% from the year before.
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Dwight Township |
| Municipality | Dwight Village |
| Elementary School District | Dwight Common School District 232 (PK - 08) |
| Secondary School District | Dwight Township High School District 230 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (-1.62%) Homeowner's exemption Senior Citizen's exemption | $46,512 (+8.9%) Land $6,340 Building $40,172 | $139,536 (+8.9%) Land $19,020 Building $120,516 |
| 2024 | $1,791.00 | $42,711 Land $5,822 Building $36,889 | $128,133 Land $17,466 Building $110,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 S Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 12 (1979–2020) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 S Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DWIGHT serves 4,400 people · EPA ID IL1050250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | Arsenic resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Watch TV.
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