604 S Depot St, Seneca, SC 29678 Property Records

Oconee County property record for 604 S Depot St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,653 sqft · built 1929
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2019)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-40-10-004`

Property Details

APN / Parcel Number

Primary APN	`520-40-10-004`
Alternative APN	`58071`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,653 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	58071
Old Parcel Number	520 40 10 004
Street Address	604 S DEPOT ST
City	SENECA
State	SC
Zip	29678-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 387
Legal Subdivision	R JAY COOPER
Legal Block	S.
Legal Lot Number	387
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2009
Census Tract	30701

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 S DEPOT ST, SENECA, SC 29678-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Grant Deed, Transfer · Line of Credit WELLS FARGO BK
May 23, 2018	Grant Deed, Transfer · Conventional with PMI HAMILTON GRP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	0024800150
Deed Book / Page	002480 / 000150
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 1, 2019
Property Address	604 S DEPOT ST, SENECA, SC 29678-3950
Document Number	0024800150
Book / Page	002480 / 000150
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 S DEPOT ST #5 SENECA SC 296783950, 5, SENECA, SC 29678-3950

Mortgage

Document Number	38460011
Date	Jul 1, 2019
Book Page	003846/000011

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 23, 2018
Property Address	604 S DEPOT ST, SENECA, SC 29678-3950
Document Number	0023640040
Book / Page	002364 / 000040
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 S DEPOT ST SENECA SC 296783950, SENECA, SC 29678-3950

Mortgage

Document Number	37250270
Date	May 23, 2018
Book Page	003725/000270

Lender

Name	HAMILTON GRP FNDG
Type	Funding / Finance Company
Address	SUNRISE, FL 33323

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00	$11,088 (-) Land $558 Building $10,530	$277,197 (-) Land $13,950 Building $263,247
2023		$11,088 Land $558 Building $10,530	$277,197 Land $13,950 Building $263,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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