604 S 5th St, Oregon, IL 61061 Property Records

Ogle County property record for 604 S 5th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1918
Lot Size	0.231 acres (10,074 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Jul 2018)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-310-009`

Property Details

APN / Parcel Number

Primary APN	`16-03-310-009`

Interior

Stories	2 Stories
Building Area	1,214 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	10,074 sqft (0.231 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	440 sqft

Location & Zoning

Street Address	604 S 5TH ST
City	OREGON
State	IL
Zip	61061-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: N 76FT OF S 264FT OF E 132FT OUTLOT F W 5TH ST HILLS 1ST ADD CITY OF OREGON
Legal Subdivision	HILLS FIRST ADD
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4013
Census Tract	961400

Owner

604 S 5th St is owned and occupied by an individual who bought it in July 2018.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	604 S 5TH ST, OREGON, IL 61061-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB
Mar 28, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2018	Grant Deed, Transfer · Line of Credit STILLMAN BANCORP
Nov 1, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Feb 22, 2018
Deed Document Number	20184082
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	0000001665
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	604 S 5TH ST, OREGON, IL 61061-2008
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	NOT AVAILABLE, KO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000777
Date	Feb 27, 2024
Instrument	202400777

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2029

Interest

Rate Type	Fixed Rate
Rate	13.6%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 24, 2018
Property Address	604 S 5TH ST, OREGON, IL 61061-2008
Document Number	0000004082
Instrument Date	Jul 20, 2018
Instrument	201804082
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 5TH ST, OREGON, IL 61061-2008

Mortgage

Document Number	0000004083
Date	Jul 24, 2018
Instrument	201804083

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Mar 28, 2018
Property Address	604 S 5TH ST, OREGON, IL 61061-2008
Document Number	0000001665
Instrument Date	Mar 28, 2018
Instrument	1665
Transaction Type	Transfer
Record Updated	Apr 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7431 E STATE ST #143 ROCKFORD IL 611082678, 143, ROCKFORD, IL 61108-2678

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Feb 22, 2018
Property Address	604 S 5TH ST, OREGON, IL 61061-2008
Document Number	0000000983
Instrument Date	Feb 20, 2018
Instrument	983
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 22ND ST ROCKFORD IL 611083538, ROCKFORD, IL 61108-3538

Mortgage

Document Number	984
Date	Feb 22, 2018
Instrument	984

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	ROCKFORD, IL 61108-2734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2019

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Nov 1, 2017
Property Address	604 S 5TH ST, OREGON, IL 61061-2008
Document Number	0000006324
Instrument Date	Jan 23, 2017
Instrument	6324
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 604 S 5th St was $2,551.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00	$32,307 Land $8,627 Building $23,680	$96,921 Land $25,881 Building $71,040
2023		$26,271 Land $6,502 Building $19,769	$78,813 Land $19,506 Building $59,307
2022	$1,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 604 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 5th St

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