604 S 4th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 604 S 4th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1905
Lot Size	0.117 acres (5,110 sqft)
Owner	Individual Name on File
Last Sale	$165,282 (Sep 2026)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-360-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-360-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Lot Area	5,110 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51.1 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0823360001
Street Address	604 S 4TH ST
City	DEKALB
State	IL
Zip	60115-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 - SMITHS ADDITION
Legal Subdivision	SMITHS ADDITION
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4016
Census Tract	1300

Owner

604 S 4th St is owned by an individual who bought it in September 2026.

Source: DeKalb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	122 EBBESEN DR, DEKALB, IL 60115-4439
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Feb 9, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 12, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Aug 3, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Aug 21, 2007 · Amount on File
Deed Document Number	20268710
Prior Transfer Date	Sep 28, 2026
Prior Transfer Doc	0000008710
Record Updated	Oct 29, 2026

September 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 30, 2026
Property Address	604 S 4TH ST, DEKALB, IL 60115-4128
Document Number	0000008710
Instrument Date	Sep 28, 2026
Instrument	20268710
Transaction Type	Foreclosure
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 EBBESEN DR, DEKALB, IL 60115-4439

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 9, 2024
Property Address	604 S 4TH ST, DEKALB, IL 60115-4128
Document Number	0000000992
Map Reference	MB C PG 39
Instrument Date	Feb 8, 2024
Instrument	2024000992
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 S 4TH ST, DEKALB, IL 60115-4128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 4TH ST, DEKALB, IL 60115-4128

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	604 S 4TH ST, DEKALB, IL 60115-4128
Document Number	0000004155
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 4TH ST DEKALB IL 601154128, DEKALB, IL 60115-4128

Mortgage

Document Number	0000004155
Date	May 21, 2019
Instrument	4155

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	May 20, 2059

Interest

Rate	4.25%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	604 S 4TH ST, DEKALB, IL 60115-4128
Document Number	0000009065
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045 S 4TH ST DEKALB IL 60115, DEKALB, IL 60115

Mortgage

Document Number	0000009065
Date	Sep 15, 2017
Instrument	9065

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Sep 14, 2057

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 604 S 4th St was $4,438, up 10.6% from the year before.

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00 (+10.65%)	$67,193 Land $8,142 Building $59,051	$201,579 Land $24,426 Building $177,153
2024	$4,011.00
2023		$53,499 (+9.53%) Land $6,483 Building $47,016	$160,497 (+9.53%) Land $19,449 Building $141,048
2022		$48,844 Land $7,399 Building $41,445	$146,532 Land $22,197 Building $124,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 S 4th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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