604 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 604 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	2,116 sqft · built 1889
Lot Size	0.19 acres (8,314 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jun 2018)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-312-009`

Property Details

APN / Parcel Number

Primary APN	`16-03-312-009`

Interior

Stories	2 Stories
Building Area	2,116 sqft Living Area
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Lot Area	8,314 sqft (0.19 acres)
Lot Dimensions	123 ft deep x 66 ft wide

Location & Zoning

Street Address	604 S 3RD ST
City	OREGON
State	IL
Zip	61061-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 10 BLK 8 HILLS 1ST ADD CITY OF OREGON
Legal Subdivision	HILLS FIRST ADD
Legal Block	8
Legal Lot Number	10
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4017
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	604 GRISWOLD ST, WOOSUNG, IL 61091-9800
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 25, 2019	Quit Claim Deed, Transfer · Line of Credit CENTRAL BK/IL
Jun 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20182979
Last Transfer Date	Feb 21, 2019
Transfer Doc	0000000944
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	604 S 3RD ST, OREGON, IL 61061-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004794
Date	Jul 20, 2020
Instrument	202004794

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2040

Interest

Rate Type	Fixed Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Feb 25, 2019
Property Address	604 S 3RD ST, OREGON, IL 61061-2023
Document Number	0000000944
Instrument Date	Feb 21, 2019
Instrument	944
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1190 CLIFTON TER ROCHELLE IL 610681000, ROCHELLE, IL 61068-1000

Mortgage

Document Number	945
Date	Feb 25, 2019
Instrument	945

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 24, 2024

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 1, 2018
Property Address	604 S 3RD ST, OREGON, IL 61061-2023
Document Number	0000002979
Instrument Date	May 18, 2018
Instrument	2979
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CLIFTON TER ROCHELLE IL 61068, ROCHELLE, IL 61068

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (+17.73%)	$23,624 (+12.94%) Land $6,981 Building $16,643	$70,872 (+12.94%) Land $20,943 Building $49,929
2023		$20,917 Land $7,023 Building $13,894	$62,751 Land $21,069 Building $41,682
2022	$1,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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