604 S 2nd St, Williamsburg, KY 40769 Property Records

Whitley County property record for 604 S 2nd St, Williamsburg, KY 40769 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft
Lot Size	0.251 acres (10,957 sqft)
Owner	Individual Name on File
Tax Bill	$249 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`111-30-03-005.00`

Property Details

APN / Parcel Number

Primary APN	`111-30-03-005.00`
Alternative APNs	`135107` `137485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,957 sqft (0.251 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	45 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	604 S 2ND ST
City	WILLIAMSBURG
State	KY
Zip	40769-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ST VNL/ROCK HS & 3 LTS 2ND ST
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2005
Census Tract	920602

Owner

Source: Whitley County records · APN 111-30-03-005.00

Assessment roll updated April 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 S 2ND ST, WILLIAMSBURG, KY 40769-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 04, 2022
Transfer Doc	0000282843
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	604 S 2ND ST, WILLIAMSBURG, KY 40769-1212
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 2ND ST, WILLIAMSBURG, KY 40769-1212

Mortgage

Document Number	00M678/584
Date	Aug 06, 2021
Book Page	M678/584
Instrument	274382

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$249.00 (-41.27%)	$126,000 (-)	$126,000 (-)
2023	$424.00	$126,000	$126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.