604 S 20th St, Temple, TX 76501 Property Records

Bell County property record for 604 S 20th St, Temple, TX 76501 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,084 sqft · built 1913
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$133,879 (Sep 2022)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0034840000`

Property Details

APN / Parcel Number

Primary APN	`0034840000`
Alternative APNs	`579898` `15822`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 S 20TH ST
City	TEMPLE
State	TX
Zip	76501-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW, BLOCK 007, LOT 0010
Legal Subdivision	CRESTVIEW
Legal Block	7
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3045
Census Tract	20800

Owner

Source: Bell County records · APN 0034840000

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 24, 2021	Vendor's Lien, Transfer · Construction Mortgage JAY OTTO
Sep 03, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, BLACKACRE TITLE COMPANY
Sep 03, 2021	Warranty Deed, Transfer NOT AVAILABLE, BLACKACRE TITLE COMPANY
Sep 03, 2021	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, BLACKACRE TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	202257100
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000062550
Record Updated	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 12, 2022
Property Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Document Number	0000057100
Map Reference	VOL 536 PG 256
Instrument Date	Sep 07, 2022
Instrument	2022057100
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	NOT AVAILABLE, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 S 20TH ST, 604, TEMPLE, TX 76501-6064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 20TH ST, TEMPLE, TX 76501-6064

Mortgage

Document Number	0000057101
Date	Sep 12, 2022
Instrument	2022057101

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 24, 2021
Property Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Document Number	0000062550
Map Reference	VOL 536 PG 256
Instrument Date	Sep 17, 2021
Instrument	2021062550
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	NOT AVAILABLE, BLACKACRE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 W BRAKER LN # 300, 300, AUSTIN, TX 78758-7853

Mortgage

Document Number	0000062551
Date	Sep 24, 2021
Instrument	2021062551

Lender

Name	JAY OTTO
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2022

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Sep 03, 2021
Property Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Document Number	0000057411
Map Reference	VOL 536 PG 256
Instrument Date	Aug 12, 2021
Instrument	2021057411
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	NOT AVAILABLE, BLACKACRE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 S 38TH ST, 911, TEMPLE, TX 76501-6236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 DEXIRED DR # 78222, 78222, SAN ANTONIO, TX 78222-4817

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 03, 2021
Property Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Document Number	0000057412
Map Reference	VOL 536 PG 256
Instrument Date	Aug 09, 2021
Instrument	2021057412
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	NOT AVAILABLE, BLACKACRE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4242 DEXIRED DR, 4242, SAN ANTONIO, TX 78222-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12333 SOWDEN RD # B2492, B2492, HOUSTON, TX 77080-2058

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BELL TX
Recording Date	Sep 03, 2021
Property Address	604 S 20TH ST, TEMPLE, TX 76501-6064
Document Number	0000057407
Map Reference	VOL 536 PG 256
Instrument Date	Aug 31, 2020
Instrument	2021057407
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	NOT AVAILABLE, BLACKACRE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (-10.54%)	$142,159 (+4.06%) Land $21,000 Building $121,159	$142,159 (+4.06%) Land $21,000 Building $121,159
2023	$3,132.00 (+176.19%)	$136,609 Land $17,500 Building $119,109	$136,609 Land $17,500 Building $119,109
2022	$1,134.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270208003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: SOS Communications, AMG Technology Investment Group, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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