Coshocton County property record for 604 S 13th St, Coshocton, OH 43812
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1950 |
| Lot Size | 0.138 acres (5,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Aug 2025) |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Mar 2008 Line of Credit Aug 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004541-5 |
| Primary APN | 004541-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 800 sqft |
| 1st Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,994 sqft (0.138 acres) |
| Lot Dimensions | 99 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004541-5 |
|---|---|
| Street Address | 604 S 13TH ST |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN-LOT 3114 54 X 111.12 (.123A) |
| Legal Subdivision | HESKETT SUBDIVISION |
| Legal Lot Number | 3114 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 961600 |
604 S 13th St is owned and occupied by two individuals who bought it in August 2025.
Source: Coshocton County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2008 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Aug 22, 2025 | Warranty Deed, Transfer · Closed-End Mortgage THE HOME LOAN SAVINGS BANK |
| Mar 21, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON |
| Feb 11, 2014 | Warranty Deed, Transfer · Conventional Mortgage OHIO HERITAGE BANK |
| Jun 5, 2013 | Intrafamily Transfer, Transfer · ARM CENTURY NATIONAL BANK |
| Jul 27, 2009 | Warranty Deed, Transfer · ARM CENTURY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Feb 11, 2014 · Amount on File |
| Deed Document Number | 20253353 |
| Deed Book / Page | 807 / 4009 |
| Prior Transfer Date | Mar 8, 2022 |
| Prior Transfer Doc | 000790/806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000467/048 |
|---|---|
| Date | Mar 27, 2008 |
| Book Page | 467/048 |
| Instrument | 200800001336 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Feb 11, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Aug 22, 2025 |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 00807/4009 |
| Book / Page | 807 / 4009 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 202500003353 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 202500003354 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 202500003354 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Mar 21, 2022 |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 000790/806 |
| Book / Page | 790 / 806 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 202200001236 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Feb 11, 2014 |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 000632/443 |
| Book / Page | 632 / 443 |
| Instrument Date | Feb 6, 2014 |
| Instrument | 201400000447 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $300.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Investor | Possibly a Property Investor |
| Document Number | 000632/445 |
|---|---|
| Date | Feb 11, 2014 |
| Book Page | 632/445 |
| Instrument | 201400000448 |
| Name | OHIO HERITAGE BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | COSHOCTON, OH 43812 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Feb 6, 2015 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jun 5, 2013 |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 000610/619 |
| Book / Page | 610 / 619 |
| Map Reference | MB2 PG91 |
| Instrument Date | May 23, 2013 |
| Instrument | 201300002447 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 820 SARA DR, COSHOCTON, OH 43812-8813 |
| Investor | Possibly a Property Investor |
| Document Number | 000610/622 |
|---|---|
| Date | Jun 5, 2013 |
| Book Page | 610/622 |
| Instrument | 201300002448 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Aug 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | May 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 3.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jul 27, 2009 |
| Property Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 000328/330 |
| Book / Page | 328 / 330 |
| Instrument Date | Jul 20, 2009 |
| Instrument | 200900002816 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 S 13TH ST, COSHOCTON, OH 43812-2438 |
| Document Number | 000498/331 |
|---|---|
| Date | Jul 27, 2009 |
| Book Page | 498/331 |
| Instrument | 200900002817 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 8, 2014 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
The 2025 property tax bill for 604 S 13th St was $1,106 with a homeowner's exemption, up 8.5% from the year before.
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 (+8.54%) | $24,670 (-) Land $4,880 Building $19,790 | $70,470 (-) Land $13,940 Building $56,530 |
| 2024 | $1,019.00 (+6.81%) Homeowner's exemption | $24,670 (+19.48%) Land $4,880 Building $19,790 | $70,470 Land $13,940 Building $56,530 |
| 2023 | $954.00 (-3.15%) Homeowner's exemption | $20,647 (-) Land $3,752 Building $16,895 | |
| 2022 | $985.00 Homeowner's exemption | $20,647 Land $3,752 Building $16,895 | |
| 2021 | $58,990 Land $10,720 Building $48,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 604 S 13th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 S 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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