604 Rutledge Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 604 Rutledge Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,503 sqft · built 1999
Lot Size	0.007 acres (297 sqft)
Owner	2 Company Names on Record
Last Sale	$670,000 (Jun 2021)
Tax Bill	$11,354 (2025)
Deeds & Mortgages	May 2024 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CQPH4`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CQPH4`

Interior

Building Area	1,503 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Lot Area	297 sqft (0.007 acres)

Location & Zoning

Street Address	PH4 RUTLEDGE CT
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 1129
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.1
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Intrafamily Transfer, Transfer
Jun 28, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	2021104011
Deed Book / Page	4241 / 465
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 29, 2024
Property Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664
Document Number	0052480647
Book / Page	5248 / 647
Instrument Date	Jul 7, 2023
Instrument	2024031761
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 28, 2021
Property Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664
Document Number	0042410465
Book / Page	4241 / 465
Instrument Date	Jun 10, 2021
Instrument	2021104011
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 STOCKTON CT, EDGEWATER, NJ 07020-1674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 RUTLEDGE CT, EDGEWATER, NJ 07020-1664

Mortgage

Document Number	2021104012
Date	Jun 28, 2021
Instrument	2021104012

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,300 (+3.78%) Land $285,000 Building $431,300	$716,300 (+3.78%) Land $285,000 Building $431,300
2025	$11,354.00 (+6.16%)	$690,200 (+5.23%) Land $275,000 Building $415,200	$690,200 (+5.23%) Land $275,000 Building $415,200
2024	$10,695.00 (+2.68%)
2023		$655,900 Land $260,000 Building $395,900	$655,900 Land $260,000 Building $395,900
2022	$10,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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