604 Ruth Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 604 Ruth Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,340 sqft · built 1997
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,100 (Sep 2016)
Tax Bill	$3,315 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00REF34055`

Property Details

APN / Parcel Number

Primary APN	`00REF34055`
Alternative APNs	`06-1010-35-4-18-35-0000` `R0628564`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF34055
Street Address	604 RUTH DR
City	BELGRADE
State	MT
Zip	59714-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BALL PARK GREENS SUB PH 1, S35, T01 N, R04 E, BLOCK 3, LOT 2, ACRES 0.216, PLAT J-207
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BALL PARK GREENS SUB PH 1
Legal Block	3
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1010
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4500 AMSTERDAM RD, MANHATTAN, MT 59741-8247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2006	Deed of Trust, Mortgage FIRST MADISON VALLEY BANK
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 13, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 3, 2006	Joint Tenancy Deed, Transfer · ARM THE KENNEDY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on Record
Deed Sale	Sep 21, 2016 · Amount on Record
Prior Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	20162558260
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002768025
Date	Feb 22, 2022
Instrument	2768025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2051

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002242620
Date	Sep 21, 2006
Instrument	2242620

Lender

Name	FIRST MADISON VALLEY BANK
Address	WEST YELLOWSTONE, MT 59758

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002662947
Date	Oct 30, 2019
Instrument	2662947

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002275413
Date	Aug 13, 2007
Instrument	2275413

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2662947
Date	Oct 30, 2019
Instrument	2662947

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

November 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 3, 2006
Property Address	604 RUTH DR, BELGRADE, MT 59714-8363
Document Number	0002247279
Map Reference	MB J-207
Instrument Date	Nov 3, 2006
Instrument	2247279
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 RUTH DR, BELGRADE, MT 59714-8363
Investor	Possibly a Property Investor

Mortgage

Document Number	0002247280
Date	Nov 3, 2006
Instrument	2247280

Lender

Name	THE KENNEDY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	1-Year LIBOR

Mortgage

Document Number	0002247281
Date	Nov 3, 2006
Instrument	2247281

Lender

Name	THE KENNEDY MORTGAGE GROUP
Type	Mortgage Company
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2031

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,315.00 (-26.74%)	$602,000 (+15.55%)	$602,000 (+15.55%) Land $190,588 Building $411,412
2023	$4,525.00	$521,000	$521,000 Land $131,445 Building $389,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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