604 Rome Rd, Lancing, TN 37770 Property Records

Morgan County property record for 604 Rome Rd, Lancing, TN 37770

Property Summary

Property Type	Single Family Home
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$350,901 (Aug 2022)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065074 00409`

Property Details

APN / Parcel Number

Primary APN	`065074 00409`
Alternative APN	`074 00409`

Exterior

Lot Area	104,544 sqft (2.4 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 ROME RD
City	LANCING
State	TN
Zip	37770-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2-1 DIST:11 SUBD:THE JOSHUA THORNE & DANNY FARMER MAP REF:074
Legal Subdivision	THE JOSHUA THORNE & DANNY FARMER
Legal Lot Number	2-1
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	110200

Owner

Source: Morgan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 ROME RD, LANCING, TN 37770-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF ONEIDA
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit ORNL FCU
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ORNL FCU
Jan 25, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	80874
Deed Book / Page	294 / 519
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	604 ROME RD, LANCING, TN 37770-2705
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 VESPIE RD, WARTBURG, TN 37887-4027

Mortgage

Document Number	000288/113
Date	Apr 20, 2022
Book Page	288/113
Instrument	79309

Lender

Name	FIRST NATIONAL BANK OF ONEIDA
Type	Bank
Address	HELENWOOD, TN 37755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	604 ROME RD, LANCING, TN 37770-2705
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000318/330
Date	Mar 11, 2024
Book Page	318/330
Instrument	86640

Lender

Name	ORNL FCU
Type	Credit Union
Address	KNOXVILLE, TN 37922

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Aug 30, 2022
Property Address	604 ROME RD, LANCING, TN 37770-2705
Document Number	000294/519
Book / Page	294 / 519
Map Reference	CAB 1 PG 1319
Instrument Date	Aug 26, 2022
Instrument	80874
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CARDINAL WAY, LANCING, TN 37770-2014

Mortgage

Document Number	0000080875
Date	Aug 30, 2022
Instrument	80875

Lender

Name	ORNL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN TN
Recording Date	Jan 25, 2019
Property Address	604 ROME RD, LANCING, TN 37770-2705
Document Number	000233/149
Book / Page	233 / 149
Instrument Date	Jan 25, 2019
Instrument	66267
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 RIDGE RD, LANCING, TN 37770-1828

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jan 23, 2019
Property Address	604 ROME RD, LANCING, TN 37770-2705
Document Number	0000233/78
Book / Page	233 / 78
Instrument Date	Jan 18, 2019
Instrument	66244
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 RIDGE RD, LANCING, TN 37770-1828

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (+34.42%)	$51,425 (-) Land $3,025 Building $48,400
2023		$51,425 Land $3,025 Building $48,400
2022	$1,040.00
2021			$205,700 Land $12,100 Building $193,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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