Chesapeake City property record for 604 River Strand, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3.5 ba · 3,385 sqft · built 2000 |
| Lot Size | 0.826 acres (35,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,000 (Feb 2017) |
| Tax Bill | $6,355 (2024) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2020 Refinance + 1 more |
| APN | 0369007000540 |
| Primary APN | 0369007000540 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,385 sqft Total Area |
| 1st Floor Area | 1,094 sqft |
| Upper Floors Area | 1,508 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 35,981 sqft (0.826 acres) |
| Lot Dimensions | 267 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 RIVER STRAND |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3403 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 54 RIVER WALK SEC L-5 PH 2 PT 4 |
| Legal Subdivision | RIVERWALK - 6,7,8 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20908 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 RIVER STRAND, CHESAPEAKE, VA 23320-3403 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Dec 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Feb 14, 2017 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Deed Document Number | 20174228 |
| Deed Book / Page | 9755 / 654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 604 RIVER STRAND, CHESAPEAKE, VA 23320-3403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10593/1570 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 10593/1570 |
| Instrument | 220026708 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 604 RIVER STRAND, CHESAPEAKE, VA 23320-3403 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10267/1189 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 10267/1189 |
| Instrument | 200045438 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 14, 2017 |
| Property Address | 604 RIVER STRAND, CHESAPEAKE, VA 23320-3403 |
| Document Number | 9755/654 |
| Book / Page | 9755 / 654 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 170004228 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 RIVER STRAND, CHESAPEAKE, VA 23320-3403 |
| Document Number | 170004229 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 170004229 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,300 (+8.61%) Land $215,000 Building $446,300 | $661,300 (+8.61%) Land $215,000 Building $446,300 | |
| 2024 | $6,355.00 (+29.8%) | ||
| 2023 | $608,900 (+2.99%) Land $175,000 Building $433,900 | $608,900 (+2.99%) Land $175,000 Building $433,900 | |
| 2022 | $591,200 Land $175,000 Building $416,200 | $591,200 Land $175,000 Building $416,200 | |
| 2019 | $4,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 236 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 360 units insured incl. 124 condo units |
| Nearby Flood Claims | 50 (2003–2021) |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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