Franklin County and Deerfield Town property record for 604 River Rd, Deerfield, MA 01342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,904 sqft · built 1999 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Jun 1999) |
| Tax Bill | $6,662 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2019 Refinance |
| APN | DEER M:64 L:8 |
| Primary APN | DEER M:64 L:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 4,022 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9 0 63 |
|---|---|
| Street Address | 604 RIVER RD |
| City | DEERFIELD |
| State | MA |
| Zip | 01342-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 8 |
| Jurisdiction | DEERFIELD MA |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40900 |
Source: Franklin County and Deerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 RIVER RD, DEERFIELD, MA 01342-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage POLISH NATIONAL CU |
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1999 · Amount on Record |
| Deed Sale | Jun 3, 1999 · Amount on Record |
| Deed Book / Page | 3502 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Property Address | 604 RIVER RD, DEERFIELD, MA 01342-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008494-32 |
|---|---|
| Date | Jun 24, 2025 |
| Book Page | 8494/32 |
| Instrument | 5345 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Jul 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Property Address | 604 RIVER RD, DEERFIELD, MA 01342-9757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7402-58 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 7402/58 |
| Instrument | 7995 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2029 |
Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Deerfield Town |
| Elementary School District | Deerfield School District (PK - 06) |
| Secondary School District | Frontier School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,662.00 (+4.08%) | $495,300 (+2.53%) Land $134,100 Building $359,100 | $526,721 (-4.13%) |
| 2025 | $6,401.00 (+4.93%) | $483,100 (+9.7%) Land $134,000 Building $349,100 | |
| 2024 | $6,100.00 (+6.48%) | $440,400 (+15.08%) Land $121,800 Building $318,600 | $549,385 |
| 2023 | $5,729.00 | $382,700 Land $95,700 Building $287,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1984–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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