604 Ridgeland Ave, Beloit, WI 53511 Property Records

Rock County property record for 604 Ridgeland Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,040 sqft · built 1954
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2025)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 12670075`

Property Details

APN / Parcel Number

Primary APN	`206 12670075`
Alternative APN	`12670075`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,881 sqft (0.135 acres)

Location & Zoning

Account Number	206 12670075
Street Address	604 RIDGELAND AVE
City	BELOIT
State	WI
Zip	53511-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 19 ROCKVIEW ADD
Legal Subdivision	ROCKVIEW ADD
Legal Lot Number	19
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1010
Census Tract	1700

Owner

604 Ridgeland Ave is owned and occupied by an individual who bought it in December 2025.

Source: Rock County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Dec 1, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF MILTON
May 26, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	May 25, 2021 · Amount on File
Deed Document Number	20252298656
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0002154771
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002157496
Date	Jun 23, 2020
Instrument	2157496

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jul 7, 2032

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002157497
Date	Jun 23, 2020
Instrument	2157497

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Fixed Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 1, 2025
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Document Number	0002298656
Instrument Date	Nov 26, 2025
Instrument	2298656
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452

Mortgage

Document Number	0002298657
Date	Dec 1, 2025
Instrument	2298657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 25, 2021
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Document Number	2188624
Instrument Date	May 21, 2021
Instrument	2188624
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452

Mortgage

Document Number	2188625
Date	May 25, 2021
Instrument	2188625

Lender

Name	BANK OF MILTON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	May 26, 2020
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Document Number	2154771
Instrument Date	May 18, 2020
Instrument	2154771
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 27, 2018
Property Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452
Document Number	0002117001
Instrument Date	Nov 21, 2018
Instrument	2117001
Transaction Type	Transfer
Record Updated	Jan 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 RIDGELAND AVE, BELOIT, WI 53511-3452

Mortgage

Document Number	0002117002
Date	Nov 27, 2018
Instrument	2117002

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Ridgeland Ave was $2,163 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 Homeowner's exemption	$140,800 Land $9,100 Building $131,700	$154,600
2023	$1,925.00 Homeowner's exemption	$130,400 Land $9,200 Building $121,200	$148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Ridgeland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Aug 2008 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Ridgeland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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