604 Ridge Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 604 Ridge Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,020 sqft · built 1987
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-031587`

Property Details

APN / Parcel Number

Primary APN	`06-031587`
Alternative APNs	`6031587` `031587`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,020 sqft Total Area
Utility Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Metal
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	1,824 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	031587
Street Address	604 RIDGE RD
City	RISING SUN
State	MD
Zip	21911-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 - 1.47 ACRE 604 RIDGE ROAD OAK GROVE
Legal Subdivision	OAK GROVE
Legal Lot Number	7
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1004
Census Tract	31302

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 RIDGE RD, RISING SUN, MD 21911-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2006
Deed Sale	Dec 22, 2006
Prior Sale	Mar 29, 1996 · Amount on Record
Deed Document Number	2006274264
Deed Book / Page	2267 / 125
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0022670125
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	604 RIDGE RD, RISING SUN, MD 21911-1516
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045860432
Date	Apr 21, 2020
Book Page	4586/432

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	604 RIDGE RD, RISING SUN, MD 21911-1516
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050890025
Date	Jan 24, 2022
Book Page	5089/25

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,333 (+0.8%)	$348,800 (+2.41%) Land $82,700 Building $266,100
2025	$3,787.00 (+43.61%)	$340,600 (+14.76%) Land $82,700 Building $257,900	$340,600 (-) Land $82,700 Building $257,900
2023	$2,637.00	$296,800	$340,600 Land $82,700 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures