604 Richardson Dr, Henderson, TX 75654 Property Records

Rusk County property record for 604 Richardson Dr, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	2,085 sqft · built 1953
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02650-00020-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02650-00020-00000-000000`
Alternative APN	`1897`

Interior

Stories	1 Story
Building Area	2,085 sqft Living Area

Exterior

Year Built	Built 1953
Lot Area	25,352 sqft (0.582 acres)
Lot Dimensions	195 ft deep x 130 ft wide
Garage Area	160 sqft
Porch	Porch
Porch Area	140 sqft

Location & Zoning

Account Number	02650-00020-00000-000000
Old Parcel Number	02650-00020-00000-000000
Street Address	604 RICHARDSON DR
City	HENDERSON
State	TX
Zip	75654-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 & W 45 LT 2 BLK 1/425 RICHARDSON SUB
Legal Subdivision	RICHARDSON SUB
Legal Block	1/425
Legal Lot Number	2,3
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	4
Census Block	4026
Census Tract	950800

Owner

Source: Rusk County records · APN 02650-00020-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 RICHARDSON DR, HENDERSON, TX 75654-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2020
Deed Sale	Jun 29, 2020
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	604 RICHARDSON DR, HENDERSON, TX 75654-3911
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3709/742
Date	Jun 29, 2020
Book Page	3709/742
Instrument	209917

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00 (-17.81%) Homeowner's exemption	$216,730 (+8.25%) Land $12,500 Building $204,230	$216,730 (+8.25%) Land $12,500 Building $204,230
2023		$200,210 Land $12,500 Building $187,710	$200,210 Land $12,500 Building $187,710
2022	$2,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	18 (1983–2007)
Most Recent Claim	Jul 2007 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1989 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cable One Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSON serves 14,666 people
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.