Collin County property record for 604 Regency Trl, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,532 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Jul 2020) |
| Tax Bill | $6,317 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-8047-00K-0070-1 |
| Primary APN | R-8047-00K-0070-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,532 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Patio/Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 604 REGENCY TRL |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75072-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTRIDGE ON THE FAIRWAYS PHASE 1, BLK K, LOT 7 |
| Legal Subdivision | WESTRIDGE ON THE FAIRWAYS PHASE 1 (CMC) |
| Legal Block | K |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30539 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 REGENCY TRL, MCKINNEY, TX 75072-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Warranty Deed, Transfer CREDIT UNION/TX |
| Aug 12, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jun 23, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Document Number | 20201125940 |
| Prior Transfer Date | Jul 17, 2020 |
| Prior Transfer Doc | 0001125940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 20, 2020 |
| Property Address | 604 REGENCY TRL, MCKINNEY, TX 75072-4909 |
| Document Number | 0001125940 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 1125940 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 REGENCY TRL MCKINNEY TX 750724909, MCKINNEY, TX 75072-4909 |
| Document Number | 1125950 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1125950 |
| Name | CREDIT UNION/TX |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75251 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 604 REGENCY TRL, MCKINNEY, TX 75072-4909 |
| Document Number | 0001022220 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 604 REGENCY TRL MCKINNEY TX 750724909, MCKINNEY, TX 75072-4909 |
| Document Number | 0001022220 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 1022220 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 21, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 604 REGENCY TRL, MCKINNEY, TX 75072-4909 |
| Document Number | 0000867440 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 REGENCY TRL MCKINNEY TX 750704909, MCKINNEY, TX 75070-4909 |
| Document Number | 0000867440 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 867440 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 2, 2032 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Frisco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,317.00 (+2.67%) Homeowner's exemption | $473,493 (-2.93%) Land $130,000 Building $399,470 | $529,470 (+8.55%) Land $130,000 Building $399,470 |
| 2024 | $6,153.00 (-1.49%) | ||
| 2023 | $487,760 Land $110,000 Building $377,760 | $487,760 Land $110,000 Building $377,760 | |
| 2022 | $6,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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