Crawford County property record for 604 Ray Ln, Alma, AR 72921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,282 sqft · built 1994 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Jun 2019) |
| Tax Bill | $643 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 710-01255-005 |
| Primary APN | 710-01255-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 840 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 604 RAY LN |
|---|---|
| City | ALMA |
| State | AR |
| Zip | 72921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PER DOC#2012011126 FILED 12/4/2012: LOT 5 RAY LANE ADDITION TO THE CITY OF ALMA, CRAWFORD COUNTY, ARKANSAS, ACCORDING TO PLAT |
| Legal Range | 30 |
| Legal Township | 09 |
| Legal Section | 06 |
| Legal Subdivision | RAY LANE |
| Legal Lot Number | 5 |
| Jurisdiction | CRAWFORD AR |
| Township / Civil Division | ALMA |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20602 |
604 Ray Ln is owned and occupied by two individuals who bought it in June 2019.
Source: Crawford County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 RAY LN, ALMA, AR 72921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on File |
| Deed Sale | Jun 24, 2019 · Amount on File |
| Prior Sale | Dec 4, 2012 · Amount on File |
| Deed Document Number | 20196041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD AR |
| Property Address | 604 RAY LN, ALMA, AR 72921 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021008635 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021008635 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD AR |
| Recording Date | Jun 24, 2019 |
| Property Address | 604 RAY LN, ALMA, AR 72921 |
| Document Number | 2019006041 |
| Map Reference | PL A-271-C |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019006041 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | WACO TITLE COMPANY VAN BUREN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1504 SPRINGHILLS DR, 1504, ALMA, AR 72921-4757 |
| Name | Verified Name |
|---|---|
| Address | 604 RAY LANE CIR, ALMA, AR 72921-8321 |
| Document Number | 2019006042 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019006042 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 604 Ray Ln was $643 with a homeowner's exemption, down 3% from the year before.
Source: Crawford County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Alma City |
| County | Crawford County |
| Unified School District | Alma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643.00 (-3.02%) Homeowner's exemption | $33,840 (-) Land $2,750 Building $31,090 | $169,200 Land $13,750 Building $155,450 |
| 2025 | $663.00 Homeowner's exemption | $33,840 Land $2,750 Building $31,090 | |
| 2023 | $728.00 Homeowner's exemption | $33,840 Land $2,750 Building $31,090 | $169,200 Land $13,750 Building $155,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Ray Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 29, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Ray Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALMA WATERWORKS serves 6,123 people · EPA ID AR0000144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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