Charlottesville City property record for 604 Rainier Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,299 sqft · built 2007 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,400 (May 2007) |
| Tax Bill | $5,863 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A002C00 |
| Primary APN | 22A002C00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,299 sqft Finished Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,139 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,532 sqft (0.127 acres) |
| Garage Type | Mixed |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 160 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 RAINIER RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT A3 CHERRY HILL |
| Legal Subdivision | JOHNSON VILLAGE |
| Legal Lot Number | A3 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 502 |
Source: Charlottesville City records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 RAINIER RD, CHARLOTTESVILLE, VA 22903-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on Record |
| Deed Sale | May 1, 2007 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Aug 3, 2026 |
| Property Address | 604 RAINIER RD, CHARLOTTESVILLE, VA 22903-4045 |
| Document Number | 0000002122 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20262122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 604 RAINIER RD, CHARLOTTESVILLE, VA 22903-4045 |
| Document Number | 0000002122, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20262122 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Max Rate | -1% |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,863.00 (+15.05%) | $585,000 (+4.13%) Land $130,000 Building $455,000 | $585,000 (+4.13%) Land $130,000 Building $455,000 |
| 2025 | $561,800 (+11.2%) Land $125,000 Building $436,800 | $561,800 (+11.2%) Land $125,000 Building $436,800 | |
| 2023 | $5,096.00 (+7.87%) | $505,200 Land $125,000 Building $380,200 | $505,200 Land $125,000 Building $380,200 |
| 2022 | $4,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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