St. Johns County property record for 604 Racoon Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 2002 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,521 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249553-0150 |
| Primary APN | 249553-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 1,898 sqft |
| 1st Floor Area | 1,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 RACOON CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/74-86 JULINGTON CREEK PLANTATION PARCEL 68 LOT 15 OR4412/1589 & 4861/1641(D/M) & 4894/269(Q/C) |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 68 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20801 |
604 Racoon Ct is owned and occupied by an individual who acquired it in March 2020.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 RACOON CT, SAINT JOHNS, FL 32259-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 3, 2020 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2017 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 |
| Deed Sale | Mar 3, 2020 |
| Prior Sale | Jul 31, 2017 · Amount on File |
| Deed Document Number | 202016913 |
| Deed Book / Page | 4894 / 269 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0048940269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 604 RACOON CT, SAINT JOHNS, FL 32259-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043221406 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 4322/1406 |
| Instrument | 2017006235 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 604 RACOON CT, SAINT JOHNS, FL 32259-1912 |
| Document Number | 0048940269 |
| Book / Page | 4894 / 269 |
| Map Reference | MB 42 PG 74-86 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020016913 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 RACOON CT, ST JOHNS, FL 32259-1912 |
| Document Number | 48940271 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 4894/0271 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 604 RACOON CT, SAINT JOHNS, FL 32259-1912 |
| Document Number | 0044121589 |
| Book / Page | 4412 / 1589 |
| Map Reference | MB42 PG74-86 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 2017052477 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 CHARMED PL, 100, SAINT JOHNS, FL 32259-7253 |
| Name | Verified Name |
|---|---|
| Address | 604 RACOON CT, SAINT JOHNS, FL 32259-1912 |
| Document Number | 2017052478 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2017052478 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 604 Racoon Ct was $4,521 with a homeowner's exemption, up 11.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,773 (+2.7%) | $310,930 (+1.01%) Land $85,000 Building $225,930 | |
| 2025 | $4,521.00 (+11.38%) Homeowner's exemption | $239,312 | $307,828 Land $85,000 Building $222,828 |
| 2024 | $4,059.00 (+10.33%) | ||
| 2023 | $3,679.00 (+2.22%) Homeowner's exemption | $225,794 (+3%) | $300,009 (+9.7%) Land $82,000 Building $218,009 |
| 2022 | $3,599.00 Homeowner's exemption | $219,217 | $273,476 Land $72,800 Building $200,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Racoon Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Racoon Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
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